Agent Solutions for Commercial Lines
Partnering with you to navigate the evolving insurance landscape, together.

Highly specialized capabilities. Dedicated expertise.

At The Hanover, we’re committed to giving you an advantage in the commercial lines space by delivering product, service and digital solutions that help set your agency apart.

Our flexible, account-focused coverage for an array of industries helps you meet your clients' varied insurance needs. Through our distinctive, specialized capabilities, agents can offer precise coverage to clients on an admitted and non-admitted basis. 

Whether we are building specialized solutions for the vast array of exposures within an industry, expanding our product portfolio for micro, small and mid-sized businesses, or investing in technology to help facilitate more efficient and responsive service, we’re constantly innovating with you in mind.

 

Why The Hanover

From standard solutions to highly tailored offerings for more complex risks, our broad and growing portfolio of specialized Commercial Lines capabilities offers the range of coverage, risk management and claims solutions you need to meet each client's unique needs. 

$3.3B

in small, middle and specialty business, backed by “A” ratings from A.M. Best, S&P and Moody’s

$1.8B

in specialized areas including specialty lines, technology, human services, construction, financial institutions and more

Innovative approach

leveraging the latest risk management and claims technologies to achieve the best outcomes for clients

Continuous investment

to enhance your insurance experience with expanded quote and issue capabilities, e-delivery and more

Solutions for a spectrum of risk

Some clients face simple risks that can be addressed with standard coverage. Others require highly specialized solutions to address their complex risks. We offer a range of tailored coverage for simple to complex exposures on an admitted and non-admitted basis to help you solve for the extremes, and everything in between.

 

risk size vs risk complexity

 

Solutions by product

 

 

 

Professional and executive lines

From professional liability and management liability insurance, to cyber and financial lines coverage, our broad portfolio of professional and executive lines products helps ensure your clients have the tailored solutions they need to protect their assets and their reputations.

Learn more about our professional and executive lines products

 

Workers' compensation

Our workers' compensation product offers a combination of coverage and service that will help ensure your customers are well prepared and protected.

Learn more about our workers' compensation offering

 

Solutions by industry

Financial institutions

Hanover Financial Institutions Advantage is designed to face a myriad of exposures in an ever-changing industry.

From property and casualty to management and professional liability, we deliver a coordinated response to some of this industry's unique risks.

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What's trending in Commercial Lines


Quote and issue ML and MPL online

Quickly and easily offer small business customers stand-alone management liability and miscellaneous professional liability policies using TAP Sales.

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Employees in a meeting


Workers’ compensation

Our combination of tailored coverage, valuable risk management, expert claims services and convenient billing helps ensure customers are well prepared and protected.

Tell me more

2022 Small Business Risk Report - Are small business customers like yours concerned about risk? We asked them.


2022 Small Business Risk Report

Over the past two years, the small business risk landscape has continued to change and has become more complex. Learn more in our latest Small Business Risk Report.

Read the report

Agent resources

 

Applications

Applications

Download or print industry and product-specific applications.

Access applications

Marketing materials

Marketing materials

Access our full suite of marketing materials and sales tools and co-brand select documents in TAP Marketing.

Take me there

Agent resource library

Agent resource library

The Hanover's agent resource library includes valuable articles, reports and tips to help you help your clients and enhance your knowledge.

Access now

Customer Service Center

Customer Service Center

See how The Hanover provides exceptional customer service to help you retain customers, while freeing you up for new revenue opportunities.

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Agency programs

Agency programs

The Hanover has programs dedicated to providing you the expertise and tools to help you build your book of business.

Get started

Forms

Forms

Review a wide range of current commercial lines policy forms in the Commercial Lines Policy Forms Library.

Go to the library

Risk Solutions

Risk Solutions

Learn about Hanover Risk Solutions proactive and collaborative approach to risk management to help keep customers’ businesses of all sizes as safe as possible.

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The Hanover Research Series

The Hanover Research Series

Leverage the actionable insights from our original market research on a variety of topics, including small businesses, cyber and professional liability.

See our research

Claims

Claims

See how our highly-trained professionals provide focused expertise to drive the best possible outcome, no matter the size or complexity of the claim.

Learn more about our claims services

Industry Accelerator Program

Industry Accelerator Program

Take advantage of on-demand, self-paced courses designed to help you build your industry knowledge in areas such as manufacturing, human services, cyber and more.

Open now

E-delivery

E-delivery

Save time and help enhance your customers’ insurance experience by taking advantage of our digital and self-service solutions.

See your options

COVID-19 resource center

COVID-19 resource center

See the latest resources to support you and your customers.

Learn more

Hanover Agency Insight

Hanover Agency Insight

See how we can deliver a deep and distinct consultative analytical engagement, informed by a multi-year view into your book of business.

Learn more