Professional liability solutions for lawyers

Hanover Lawyers Professional Advantage

Law firms need a professional liability insurance solution that keeps up with the risks they face in today's dynamic business environment. Hanover Lawyers Professional Advantage is designed to meet their evolving needs.

We target a wide range of law firms, from one to 50 attorneys, with an optimal firm size of one to 10 attorneys. For areas of practice, our appetite includes:

Preferred appetite

Preferred appetite

  • Bankruptcy
  • Civil/commercial litigation defense
  • Commercial law/ transactions - less than $1M
  • Criminal defense representation
  • Family law - less than $2M
  • Immigration law
  • Labor management
  • Local/municipal government
  • Mediation and arbitration (other than securities/FINRA)
  • Residential real estate
  • Schools/education (no finance)
  • Social Security/disability/Medicare
  • Taxation (individual)
  • Wills, estates, trusts, probate - less than $2M
  • Workers’ compensation

Limited appetite

Limited appetite

  • Appellate
  • Banking/financial institutions
  • Civil/commercial litigation (plaintiff)
  • Civil rights/discrimination
  • Commercial law/transactions - $1M or more
  • Commercial real estate - less than $1M
  • Construction
  • Corporate formation
  • Environmental regulation
  • ERISA employee benefit plans
  • Family law - $2M or more
  • Insurance defense
  • Personal injury defense
  • Plaintiff personal injury (automobile, slip and fall, dog bite)
  • Taxation (corporate)
  • Wills, estates, trusts, probate - $2M or more

Restricted appetite

Restricted appetite

  • Admiralty/marine
  • Class action and mass tort
  • Copyright/trademark
  • Collections
  • Entertainment law
  • International/foreign law
  • Labor union representation
  • Mergers and acquisitions
  • Oil, gas and mineral rights
  • Plaintiff litigation (medical malpractice, wrongful death, product liability)
  • Real estate — commercial, $1M or more
  • Real estate — foreclosure
  • Securities
  • Tax opinions

Hanover Lawyers Professional Advantage is a specialized errors and omissions solution designed to meet the evolving needs of law firms of all sizes, including growing practices.
 

Key coverage

Important coverage and policy features include:

  • Coverage for professional services provided on behalf of the insured entity, named insured, predecessor firm or nonprofit entity
  • Privacy and security liability coverage related to mishandling client’s personal information, including actions of a rogue employee and violations of customer notification laws
  • Pre-claim assistance supplemental coverage
  • Disciplinary proceedings supplemental coverage
  • Subpoena assistance supplemental coverage
  • Crisis event supplemental coverage
  • Nonprofit directors and officers expense supplemental coverage
  • Loss of earnings
  • Coverage for remote notarization services included when allowed by the state
  • Specific client limit endorsement provides the ability to increase the limit of insurance for a specific client
  • Career coverage endorsement broadens the definition of services to include work performed by the named insured at prior firms

Additional policy features

  • Claims made and reported
  • Limits of liability ranging from $100,000 up to $10 million for select firms
  • Definition of damages includes pre and post judgment interest and punitive and exemplary damages
  • Deductible reduction for mediation claim settlement
  • Multiple extended reporting period options, including individual extended reporting period

Supplemental coverage

Our professional liability enhancement endorsement includes nine supplemental coverages:

  • Canceled conferences
  • Counseling support
  • Emergency web hosting
  • Pet boarding
  • Real estate emergency consulting
  • Replacement of key officers
  • Temporary meeting space
  • Travel disruption due to terrorism
  • Workplace violence counseling

 

Total account solutions

In addition to our professional liability solution, The Hanover can offer coordinated property, casualty and management liability coverage that your clients need to be fully protected, including

 

Program solutions

We can develop professional liability programs in any segment where you have either an existing book of business or a chance to grow. We work with retail agents, managing general agents and associations to build specific product solutions for all types of homogeneous groups with similar coverage needs, from start-ups and established programs to small, mid-size and large programs and accounts, including expertise in risk purchasing group formation.

Learn more and view available programs


Product not available in CA, NY and OR. Contact your regional distribution director for more information.

 

Hanover Lawyers Professional Advantage protects against the unique risks faced by your clients. Unlock the Hanover advantage.

 

 

Specialized standalone coverage

Serves small to mid-sized law firms with a broad array of areas of practice, from criminal defense to residential real estate

 

 

Privacy and security liability coverage

Built-in coverage related to the mishandling of clients' personal information

 

Risk management hotline

Staffed by lawyers and claims professionals

 

 

Dedicated claims team

Deep industry expertise and experience within the areas professional negligence, injury-related cases and property damage

 

HanoverProRisk site

Includes articles on a wide range of topics, sample policies and procedures, sample engagement letters and contracts, and more

Visit HanoverProRisk.com

 

Customer service center

Helps agencies improve operational efficiency by servicing lawyers professional liability policies 

 

Appetite

We target a wide range of law firms, from one to 50 attorneys, with an optimal firm size of one to 10 attorneys. For areas of practice, our appetite includes:

Product resources

 

 

Coverage scenarios

Share this brochure with your clients to help them see how our coverage would respond to a loss event.

Download now

Resources for you

Applications

Policy forms library

 

Marketing materials

Coverage guide

Coverage scenarios

Resources for your customers

Our risk management program includes a risk management hotline and an online portal featuring a variety of articles, sample contracts, risk bulletins and more for lawyers.

See all of our resources for lawyers

 

Customer tools

Claims reporting

My Hanover Policy

 

 


Let's start a conversation today

Contact a member of our team who can help you craft professional and executive lines coverage for your clients.
 

Matt Cohen
Regional Distribution Director
AR, CO, KS, LA, MO, NM, OK, TX
303-819-7926
mcohen@hanover.com

Aaron Brown
Regional Distribution Director
AZ, CA, ID, MT, NV, OR, UT, WA, WY
949-202-8559
cabrown@hanover.com

Adam Bennett
Regional Distribution Director
IA, IL, MN, ND, NE, SD, WI
952-484-8907
abennett@hanover.com

 

Neil Madison
Regional Distribution Director
DC, DE, MD, NJ, PA, VA, WV
667-314-2254
nmadison@hanover.com

Margaret Teta
Regional Distribution Director
CT, MA, ME, NH, NY, RI, VT
860-597-7967
mteta@hanover.com

Jon Fritinger
Regional Distribution Director
IN, KY, MI, OH
513-405-9634
jfritinger@hanover.com