Quote and issue online in minutes

Coverage parts

• Directors and officers (D&O)—lawsuits filed by shareholders, employees, customers, suppliers, competitors and the government, stemming from management decisions
• Employment practices liability (EPL)—financial damage due to claims based on discrimination, workplace hostility, defamation, humiliation and more
• Fiduciary liability—benefit plan fiduciaries’ legal liability arising out of their role as plan administrators, including the cost of defending those claims
• Crime—losses caused by criminal acts, including employee theft, burglary, robbery, computer fraud, funds transfer fraud and more
• Kidnap and ransom—financial losses caused by kidnapping, extortion, ransom, medical care and more

Product details

• Up to $1M per coverage part available online (up to $5M with underwriter referral)
• Standard management liability policy form with select endorsements
• Combine multiple coverage parts to create a modular solution, or select standalone coverage
• Admitted policy form
• Claims-made and reported

Key coverage

• Defense expenses and damages your customer is obligated to pay due to a claim of negligence or non-performance of services, even if they have not made a mistake
• Liability related to mishandling clients’ personal information
• Costs or defense expenses for investigating or monitoring a potential claim
• Defense expenses for responding to a disciplinary proceeding or subpoena
• Expenses for consulting services performed by a crisis management firm
• Expenses incurred responding to a reputation event on social or traditional media
• Protection against clients refusing to pay for completed services
• Broad definition of insured includes independent contractors and temporary or leased employees
• Punitive damages included where insurable by law
• Nine additional supplemental coverages included in our proprietary professional liability enhancement endorsement

Product details

• From $100K to $2M aggregate limit available online (up to $5M with underwriter referral)
• Standard miscellaneous professional liability policy form with select endorsements
• Standalone product
• Admitted policy form
• Deductibles ranging from $0 to $10K
• Claims-made and reported

Speed

Quote, bind and issue policies for eligible risks in minutes.

Convenience

Appetite and eligibility information appears alongside traditional commercial lines products in TAP Sales.

Robust coverage

Get the same policy you would get from your underwriter, with coverage that goes well beyond what’s available as an endorsement to a traditional small commercial policy.

Tailored solutions

Select from multiple limit, deductible and coverage options to meet each customer’s needs.

Easy options

Quickly create multiple quotes by copying and modifying your initial selections.

Consistent billing

Align the payment plan and due date with existing policies.