Professional services

The professional services industry provides complex solutions - and faces complex risks. Hanover Professional Services Advantage has specialized coverage to protect businesses in this ever-changing industry from losses.

Hanover Professional Services Advantage targets accounts that provide professional services, primarily operating from an office environment. Our appetite for professional services varies by state, size of risk and line of business. Please contact your local underwriter to discuss specific opportunities.
 

Office-based services

  • Lawyers and notaries
  • Accounting, tax preparation, payroll and bookkeeping services
  • Design services
  • Consultants
  • Research and development services
  • Travel agencies
  • Document preparation services
  • Educational support services
  • Business support services
  • Executive search services

 

Field-based services

  • Corporate, subsidiary, regional managing offices
  • Portfolio management
  • Insurance agencies and brokerages
  • Interior designers of proprietary label furniture
  • Interior designers of proprietary home furnishings
  • Photographic services
  • Building inspection services

 

Additional options

The following additional classes are eligible for standalone professional liability coverage through Hanover Professional and Executive Lines.

  • Advertising agencies
  • Broadcasters
  • Claims adjusters
  • Construction management
  • and more

 

Not in appetite

  • Clinical trial laboratories
  • Law offices with more than 250 attorneys
  • Geophysical exploration from aircraft

Visit the SmallComm Solutions portal for detailed appetite information for small commercial professional services risks.

Property and general liability

Property

  • Selection of base property broadening endorsements that add or enhance more than 65 coverages
  • Business owner’s policy, including broadening endorsements for accountants, architects and engineers, and law offices

General liability 

Additional coverage options

 

Marine

Marine

Surety

Surety

Hanover Professional Services Advantage protects against the unique risks faced by professional service providers. Unlock the Hanover advantage.

 

Risk management services

Customers can access a wealth of resources, such as guide to preventing, detecting and responding to a phishing attack, a check fraud prevention checklist, contract management, cyber security checklist ergonomic solutions, fire protection and record storage and more.

Learn more

 

Competitive products

Our innovative and comprehensive product suite provides options designed to fit current and future needs, including:

  • Account-focused solutions
  • Industry-specific broadening endorsements

 

Dedicated claims team

Our claims teams have years of industry expertise and experience handling the unique types of claims professional service providers can face. We employ experts in the fields of water mitigation, subrogation, risk transfer, litigation management, nurse and legal analysis, accounting, and SIU.

 

 

Significant experience

We have expert, local underwriting resources with national product claims and loss control services, all supported by regional experts.

 

Risk Solutions partnership

We partner with companies to provide background checks, employment screening and disaster recovery training.

Learn more

 

Trusted partner

We offer the support and financial strength of an "A"-rated leading insurance carrier.

 

Appetite

Hanover Professional Services Advantage targets accounts that provide professional services, primarily operating from an office environment. Our appetite for professional services varies by state, size of risk and line of business. Please contact your local underwriter to discuss specific opportunities.
 

Office-based services

  • Lawyers and notaries
  • Accounting, tax preparation, payroll and bookkeeping services
  • Design services
  • Consultants
  • Research and development services
  • Travel agencies
  • Document preparation services
  • Educational support services
  • Business support services
  • Executive search services

 

Field-based services

  • Corporate, subsidiary, regional managing offices
  • Portfolio management
  • Insurance agencies and brokerages
  • Interior designers of proprietary label furniture
  • Interior designers of proprietary home furnishings
  • Photographic services
  • Building inspection services

 

Additional options

The following additional classes are eligible for standalone professional liability coverage through Hanover Professional and Executive Lines.

  • Advertising agencies
  • Broadcasters
  • Claims adjusters
  • Construction management
  • and more

 

Not in appetite

  • Clinical trial laboratories
  • Law offices with more than 250 attorneys
  • Geophysical exploration from aircraft

Visit the SmallComm Solutions portal for detailed appetite information for small commercial professional services risks.

Industry resources

 

 

Professional services coverage scenarios

This risk review is designed to help identify instances of potential exposure and troubleshoot how The Hanover helps policyholders prevent risk.

Download now 

Resources for your customers

Our Risk Solutions program includes onsite and remote assessments, on-demand learning, self-service tools and custom action plans that address the complex demands and issues facing professional service providers.

Employee practices liability - on-line course

See all of our Risk Solutions resources for professional services organizations

 

Customer tools

Claims reporting

My Hanover Policy

 

 

Let's start a conversation today

Contact a member of our team to learn more about our coverage and services, and how we can help you tailor a solution for you and your clients.

Property and casualty

Anna Stephanos
Assistant Vice President, Industry Solutions
770-353-6043
astephanos@hanover.com

Marine and industrial property

Chris Zaneski
Vice President, Distribution Management
240-638-5706
czaneski@hanover.com

Professional and executive lines

Jon Martin
Vice President, Distribution Management
269-240-8118
jonmartin@hanover.com