Wholesale
Hanover Wholesalers Advantage is designed to meet the needs of wholesale and distribution firms, with flexible and affordable products and services.

Hanover Wholesalers Advantage targets a broad range of wholesalers and distributors, with more of our appetite in the durable goods area. Our appetite for wholesale can vary by state, size of risk and line of business. Please contact your local underwriter to discuss specific opportunities.

Durable goods

Durable goods

  • Commercial and professional equipment
  • Electrical and electronic parts and supplies
  • Fixed machinery equipment and supplies including some installation, service and repair
  • Furniture and home furnishings (including low-hazard imported products)
  • Hardware, plumbing and heating
  • Metal service centers
  • Sporting and recreational/toy and hobby

Non-durable goods

Non-durable goods

  • Paper
  • Textiles and apparel (including low-hazard imported products)

 

Additional capabilities

More than 45 additional classes are eligible for property coverage through Hanover Specialty Industrial Property, including companies that warehouse or distribute high-hazard substances such as:

  • Adhesives
  • Chemicals
  • Coatings
  • and more

Visit Hanover Specialty Excess & Surplus for additional classes eligible for non-admitted coverage.

 

Not in appetite

  • Direct importers
  • Farm raw materials or supplies
  • Florist supplies and nursery stock
  • Paint varnish and supplies
  • Petroleum and petroleum products
  • Recyclable materials
  • Tobacco products





     

 

    Visit the SmallComm Solutions portal for detailed appetite information for small commercial wholesale risks.

    Property and general liability

    Property

    General liability 

    Additional coverage options

    Visit Hanover Specialty Excess & Surplus for non-admitted property and casualty coverage.

     

     

    Professional and executive lines

    Professional and executive lines

    Surety

    Surety

    Hanover Wholesalers Advantage protects against the unique risks faced by wholesalers. Unlock the Hanover advantage.

     

    Risk management services

    We assist customers with commercial driver's licenses (CDLs), distracted driving, ergonomic solutions, safe lifting and a forklift hazard control checklist.

    Learn more

     

    Competitive products

    Our innovative and comprehensive product suite provides options designed to fit current and future needs, including:

    • Account-focused solutions
    • Industry-specific broadening endorsements

     

    Dedicated claims team

    Our claims teams have years of industry expertise and experience handling the unique types of claims wholesalers can face. We employ experts in the fields of water mitigation, subrogation, risk transfer, litigation management, nurse and legal analysis, accounting, and SIU.

     

     

    Significant experience

    We have expert, local underwriting resources with national product claims and loss control services, all supported by regional experts.

     

    Risk Solutions partnership

    Our vendor partners offer criminal background checks, disaster recovery planning, testing and inspection of alarm systems and 24/7 monitoring, employment screening services and more.

    Learn more

     

    Trusted partner

    We offer the support and financial strength of an "A"-rated leading insurance carrier.

     

    Appetite

    Hanover Wholesalers Advantage targets a broad range of wholesalers and distributors, with more of our appetite in the durable goods area. Our appetite for wholesale can vary by state, size of risk and line of business. Please contact your local underwriter to discuss specific opportunities.

     

    Additional capabilities

    More than 45 additional classes are eligible for property coverage through Hanover Specialty Industrial Property, including companies that warehouse or distribute high-hazard substances such as:

    • Adhesives
    • Chemicals
    • Coatings
    • and more

    Visit Hanover Specialty Excess & Surplus for additional classes eligible for non-admitted coverage.

     

    Not in appetite

    • Direct importers
    • Farm raw materials or supplies
    • Florist supplies and nursery stock
    • Paint varnish and supplies
    • Petroleum and petroleum products
    • Recyclable materials
    • Tobacco products





       

     

      Visit the SmallComm Solutions portal for detailed appetite information for small commercial wholesale risks.

      Industry resources

       

       

      Wholesalers property coverage overview

      This document highlights the many coverage protections and benfits that policyholders get from Hanover Wholesalers Advantage.

      Download now 

      Resources for your customers

      Our Risk Solutions program includes onsite and remote assessments, on-demand learning, self-service tools and custom action plans that address the complex demands and issues facing your clients in the human services industry.

      Ergonomics interactive toolkit

      Industrial truck safety guide

      See all of our Risk Solutions resources for wholesalers

       

      Customer tools

      Claims reporting

      My Hanover Policy

       

       

      Let's start a conversation today

      Contact a member of our team to learn more about our coverage and services, and how we can help you tailor a solution for you and your clients.

      Property and casualty

      Anna Stephanos
      Assistant Vice President, Industry Solutions
      770-353-6043
      astephanos@hanover.com

      Marine and industrial property

      Chris Zaneski
      Vice President, Distribution Management
      240-638-5706
      czaneski@hanover.com

      Professional and executive lines

      Jon Martin
      Vice President, Distribution Management
      269-240-8118
      jonmartin@hanover.com