Coverage that goes beyond
home and auto
There is no carrier more dedicated to your success than The Hanover. That’s why we design and innovate products and capabilities to offer a wide range of coverage options, working with you to craft a one-carrier plan for a wider range of customers than ever before.
That’s because we find accounts placed with one carrier help prevent insurance gaps for your customers and provide the best retention and growth opportunities for you.
Your customers turn to you to protect more than just homes or autos. They have a lifestyle to protect – the family boat trips, the motorcycle rides, the ring they’ll cherish forever. For coverage to meet the needs of your account customers, just remember: insure we do.
Solutions by product
With our new capabilities, expanded appetite and agent-centric approach, we’ve made it easier than ever for us to say insure we do.
We offer the difference-making coverage that your account customers seek – including service line coverage, water backup protection and debris removal in the event of a total loss. Modern coverage options like these allow you to craft a plan specific the homes they love.Learn more
The Hanover offers a wide range of a la carte auto coverage options in order to help you protect your customer's total account and capture new business, while providing value and peace of mind to your customers.Learn more
With an umbrella insurance policy, customers can be protected from liability claims and un-/underinsured motorists. It's affordable coverage that goes beyond the limits of their home or auto policy, with options ranging from $1M-$10M.Learn more
Whether it’s a second home, a summer rental, or a source of income, we put the same care into protecting rental property as we do with a primary residence. Our dwelling fire product covers up to four two-unit properties.Learn more
Customers can protect cherished valuables with a scheduled personal property endorsement or valuable items plus (VIP) property endorsement. This can be added to an existing policy for your customer's most precious items, with limits ranging up to $25K per item/$250K total.Learn more
Our watercraft coverage offers protection for boats (up to 43’), and sailboats (up to 51’) between $3,000-$500,000 in value, and personal watercraft, too. All with flexible options and limits, and the convenience of pre-filled information while quoting.Learn more
Our motorcycle protection covers a variety of bikes – choppers, scooters, touring bikes and more – with the option to customize a policy to your customer's motorcycle lifestyle. Plus, we make it easy, with pre-filled customer account information to provide a quote.Learn more
We offer Hanover homeowners a suite of a la carte cyber coverage options, including cyberbullying protection, with limits up to $100K and services including credit monitoring in the event of a claim.Learn more
The Hanover’s home business solutions program features coverage options designed for homeowners who generate income through a home-based business, or through short-term rentals of their home, without needing a separate policy.Learn more
Compete against directs
Compete against directs
The Hanover’s Dan Halsey, President of Personal Lines, shares five tips to help you compete against direct carriers in this article published in Independent Agent.
Rising home and auto rates
Rising home and auto rates
Prices are rising everywhere. We've gathered helpful resources for you to use when discussing rate increases with your customers.
How we support independent agents
The Hanover is dedicated to partnering with you to best position your agency - and your customers - for success. See some of the ways we strive to strengthen our partnership.
Meet your team
We work closely with our agents to understand the needs of your customers in order to provide best combination of protection, value and price. The smoother the process, the happier you and your customers will be.
Agent resource library
The Hanover's agent resource library includes valuable resources, helpful tools and tips to help you help your clients and enhance your industry knowledge.
The claims experience
Every claim–no matter how big or small–is important to us. We give our policyholders peace of mind that we will be there for them when the unfortunate happens, and every step along the way until their lives and businesses are restored.
We encourage periodic home evaluations to help document the details of a customer's home, including its size, features, systems and materials. This helps ensure they have the proper insurance coverage and enables us to make recommendations that help reduce the likelihood of a future claim.
We know how important it is to our agents and customers to have the proper insurance protection for a home. That's why we have partnered with YouGoLook to offer a self-evaluation option to our policyholders for their convenience.
Partners in protection
We strive to provide the best service and protection to our agents and policyholders. That’s why we partner with high-quality service providers and promote their helpful services – with special pricing and benefits.
Benefits of paperless
Help your customers take advantage of paperless billing and policy documents through My Hanover Policy. Learn more about the benefits of paperless and how enabling customers to self-service will save you time.