Specialized insurance for the healthcare industry

Today’s Healthcare businesses face enormous risks, ranging from data breaches to allegations of abuse in addition to traditional property exposures from theft, fires, and damaged goods in transit. Hanover Healthcare offers one-stop shopping with tailored coverages designed by our highly-specialized experts to help address the risks facing healthcare companies in these sectors:

  • Allied Health Centers—Routine Diagnostic Testing, Pharmacies, Eye Centers, Optical Goods, Sleep Studies, Physical and Occupational Rehabilitation
  • Eldercare—wide range of assisted living, skilled nursing, continuing care facilities and ancillary support services
  • Home Healthcare—wide range of products and services provided directly to the client in their residence, including: companion care, skilled care, hospice, physical and occupational therapy as well as other healthcare services delivered in the home.
  • Home Medical Equipment—retailers, distributors, and service contractors of a wide range of durable and home medical equipment and supplies
  • Orthotics and Prosthetics—fabrication, manufacturing, fitting and sales of a wide range of orthotic and prosthetic devices
  • Select physicians and healthcare professionals

More value for healthcare businesses

Our underwriting, claims, and risk management professionals have years of healthcare experience. We can offer comprehensive solutions that are cost-effective and convenient. We can help tailor your policy to meet your needs, and even offer convenient, automated premium payments to fit your budget.

End-to-end insurance solutions for healthcare businesses

We offer healthcare businesses insurance products to protect their property, autos, employees, and customers:

  • Professional Liability
  • Commercial General Liability
  • Property
  • Auto
  • Commercial Follow Form Excess and Umbrella
  • Workers’ Compensation
  • Employee Benefits Liability

Specialized coverages and endorsements for the healthcare industry include:

  • Independent Medical and Non-Medical Contractors Coverage
  • Medical Director’s Coverage
  • Administrative Defense Coverage Endorsement—covers expenses related to any federal, state, local or other third party investigations (i.e. Medicare/Medicaid, HIPPA)
  • Physical Abuse, Sexual Misconduct, and Sexual Molestation Coverage
  • Data Breach

In addition, we offer specialized insurance products that offer healthcare businesses enhanced protection: