Specialized insurance for hotels

Your hotel business faces many different and unique kinds of exposures to loss, such as loss of reservation system, electronic key malfunctions, guest property theft, and more. Hanover Hospitality Advantage is designed help to meet the needs of a wide range of midscale to luxury type franchise-owned hotels and boutique hotels that cater to the business traveler.

Insurance for hotels with more value

The Hanover has developed highly specific coverages aimed at minimizing your hospitality business losses from areas you may never have considered at risk. We offer comprehensive solutions that are cost-effective and convenient. We can help tailor your policy to meet your needs, and even offer convenient, automated premium payments to fit your budget.

End-to-end insurance solutions for the hospitality industry

Our broad range of industry-specific coverages can be tailored to meet the needs of your hotel:

  • Commercial Package Policy
  • Commercial Property
  • Commercial General Liability
  • Commercial Auto
  • Commercial Follow Form Excess and Umbrella
  • Workers’ Compensation

Specialized coverages and endorsements for hotels include:

  • Hospitality Services Errors & Omissions Coverage
  • Liquor Liability Coverage (state-specific)
  • Reservation Systems (Non Affiliated) Worldwide Coverage
  • Customer Reimbursement Coverage
  • Guest’s Property Coverage
  • Broadened Supplemental Payments Coverage
In addition, we offer specialized insurance products that offer hospitality businesses enhanced protection: