Would your retail business be covered?

Questions to consider

Hanover Retail Advantage

Specialized insurance solutions for retailers

In today’s world, risks from electronic transactions and potentially costly recalls in addition to crime and property damage could affect any retailer. Our specialized Hanover Retail Advantage solution offers top-rated coverage for retailers at very competitive rates. Hanover Retail Advantage is designed to meet the insurance needs of retailers of merchandise generally used for personal or household consumption. Examples include:

  • Art Supply Stores
  • Book & Magazine Stores
  • Building Materials (selected)
  • Clothing Stores (Men’s/Women’s)
  • Drug Stores
  • Electronic Stores
  • Florists
  • Footwear Stores
  • Furniture Stores
  • Garden Centers (selected)
  • General Merchandise
  • Gourmet Food Stores
  • Hardware & Home Centers
  • Jewelry Stores
  • Sporting Goods Stores (selected)

More value for retailers

Our underwriting, claims, and risk management professionals have many years of experience in providing service to retailers. We offer comprehensive solutions that are cost-effective and convenient. Beyond the core policy of our Retail Advantage program, we offer expanded options aimed at covering just about everything, including Equipment Breakdown Coverage, Enhanced Building Definition, Employment Practices Liability, Private Company Management Liability and more. We can help tailor your policy to meet your needs, and even offer convenient, automated premium payments to fit your budget.

End-to-end coverage for retailers

We offer retailers many products to protect their property, autos, employees, and patrons:

  • Commercial Package Policy
  • Commercial Property
  • Commercial General Liability
  • Commercial Auto
  • Workers’ Compensation
  • Commercial Follow Form Excess and Umbrella

Specialized coverages and endorsements for retailers include:

  • Seasonal Increase Business Personal Property Coverage
  • Brands and Labels
  • E-Commerce
  • Data Breach
  • Property In-Transit
  • Sewer Backup
  • Outdoor Property Coverage (including signs)
  • Product Recall Coverage
  • Global General Liability Endorsement
  • Business Income & Extra Expense from Dependent Properties

In addition, we offer specialized products that offer retailers enhanced protection: