Small Business Owners

Specialized Coverages for Additional Protection

To keep pace with the rapidly evolving needs of small business owners and to help protect them from serious risks that could negatively impact their business, The Hanover has developed a unique set of highly specialized coverages that are affordable, flexible, and most importantly, offer superb protection.

Our extensive portfolio of specialized coverages includes:

• Professional Liability protects many different kinds of service businesses against allegations of errors and omissions that can cripple and even destroy the business. We offer an affordable professional liability endorsement that can be easily added to your Business Owner’s Policy. 
  For businesses with complex risk, we also offer a stand-alone professional liability policy with broader coverages and higher limits.

• Employment Liability Practices provides businesses with the solid protection they need in today’s litigious society. We offer small businesses a variety of employment practices liability insurance coverage options to meet their coverage needs and budgets.

• Commercial Crime protects small business owners from a wide variety of costly risks, such as employee theft, forgery or alteration, theft, robbery, and burglary (inside the premises), theft and robbery (outside the premises), computer fraud, funds transfer fraud, and counterfeit money.

• Management Liability (Directors & Officers) provides a flexible range of coverages to help protect small business owners and nonprofit organizations from financial exposures.

Why The Hanover?

• We work with “best-in-class” agents, highly-qualified professionals who understand and care about your business’ needs.
• Our company is financially strong with an “A” (Excellent) rating
  from A.M. Best.
• Our full range of coverages can be tailored to meet your business’
  unique needs and risk exposures.
• We provide valuable Risk Management tools and services to help
  you minimize or avoid losses.
• We have industry-leading claims management services that are
  thorough and responsive.