Products & Services

Excess Insurance

CMI is unique among third-party administrators in that we offer flexible in-house excess coverage. Our excess insurance policy form includes broad workers’ compensation coverage with “pay on behalf of” wording, a clear definition of occurrence, and no sub-limit for occupational disease. Excess insurance coverage is provided by our parent organizations, Citizens Insurance Company of America or The Hanover Insurance Group.

As a leading writer of insurance in the Midwest through independent agents, Citizens Insurance Company of America is a financially sound, highly rated regional property/casualty insurer.