Products & Services

“We’ve developed excellent relationships with many of the Citizens Management professionals, and especially appreciate their responsiveness to how we want to manage workers’ compensation at our company.  The CMI team has assisted us in developing safety improvements, ergonomic practices, and an excellent Return-to-Work program. They know that we want our employees treated with individual respect and support, never promoting an adversarial atmosphere in potentially difficult situations.  We trust our claims adjusters to professionally and respectfully treat each situation with proactive management steps for better managing costs and outcomes.”

Susanne Clausnitzer, SPHR

Malloy, Inc.

Is Self-Insurance Right for Your Organization?

Many organizations don’t realize that self-insurance is a sound financial decision they should consider when determining their workers’ compensation alternatives. Self-insurance could replace your traditional insurance with a more flexible approach that can reduce workers’ compensation costs.

CMI is on the cutting-edge of delivering claims administration services to businesses throughout the Midwest through the smart use of technology and a total quality program. Our goal is to help self-insured employers to achieve the lowest workers’ compensation costs possible.

Self-insurance allows your organization to:

    • Affect claim resolution within your management guidelines. Our dedicated team approach will support your business decisions on claim management to benefit your employees and your organization. We also assist injured workers to a timely and safe return to work, mitigating the impact to your business from employee absence in direct claim costs and lost productivity.
    • Utilize cash flow, thereby maintaining access to your resources instead of using funds to pay premiums.
    • Lower costs by working with an expert claims administration team that is focused on doing what’s best for your organization.
    • Utilize dedicated loss prevention services to assist you in determining a cost/benefit approach to a safer work environment.

CMI has brought the benefits of self-insurance to numerous public entities including cities, counties, states, medical care facilities and schools, and to a large number of businesses operating in many industries, including hospitals and nursing homes, apartment buildings, laundries, plastics extruders, metal stampers, and many more. Groups of businesses in these industries can take advantage of the expertise we’ve gained by working with businesses like yours.