Products & Services
“CMI has been our Excess provider and TPA for our company for over 16 years. We have renewed with them time and time again because they cater to our needs. Most insurance companies are very structured and rigid and show no flexibility. CMI takes a personal approach that fits in well with our style.”
Guy Miele
Director of Human Resources
AJM Packaging Corp.
Short-Term/Long-Term Disability Programs
Integrated Disability Management (IDM)
In today’s economy, the challenge for businesses is to keep costs down and improve productivity while retaining and attracting a skilled workforce. Employee absences, through injury or illnesses, equals lost productivity and increased benefit costs. CMI’s IDM services offer a customized solution that focuses on reducing your benefits costs and improving employee absence rates. CMI integrates your self-insured disability programs—short-term and long-term disability—with your workers’ compensation program to achieve a seamless service for you and your ill or injured employee.
CMI’s proven integrated program has demonstrated to:
- Reduce lost time from work
- Reduce administrative costs for overseeing multiple programs
- Reduce overall claim and benefits costs
Services Include:
A Single point of contact for claim reporting: Our one point integrated disability management program focuses on making it simple for you and your employees to report and administer employee benefits.
Combined Data Analysis: Our data system allows employers access to critical information and benefit tracking to manage your disability and workers’ compensation losses.
Coordinated end-to-end absence management: CMI’s team of experts will work with you to proactively manage your disability programs and employee absence through loss prevention, consolidated injury and illness reporting, claims and absence management, and effective return-to-work programs.

