Home Insurance

There's no place like home. And no home like yours.

Connections® Home insurance offers four flexible packages of coverage, enabling you to select a package that closely matches your particular lifestyle with discounts you value. Each of these options is designed to help meet your needs with our special home insurance endorsements. We have coverage options that can be tailored to your lifestyle and choice of home. With options for single-family homes, condominiums, apartments, and renters, we have a policy package that's right for you. Contact your independent insurance agent for details. Coverage and limits vary by state.

Connections Coverage Packages

Coverage Basic Select Select
Plus
Select
Premium
Select
Premium
Extra
Replacement cost coverage up to the value of the dwelling for most common causes of loss
Other structures such as non-attached garages and tool sheds
Personal belongings including furniture, clothing and appliances
Liability claims involving bodily injury and property damage
Medical payments to non-household members who are accidentally injured on your property
Extending Dwelling Replacement Cost of losses exceeding policy's limit, up to 125% of Coverage A, with such benefits as covering spikes for rebuilding labor and material costs and ensuring replacement of materials with those of comparable quality
Personal Property Replacement Cost for damaged, destroyed, or stolen property with no deduction for age or condition
Food products in the refrigerator or freezer due to loss of power
Lock replacement of external locks when keys are stolen
Extending Dwelling Replacement Cost exceeding policy limit up to 150% of Coverage A
Water Back-Up and Sump Overflow covering property losses and clean up from water backing up through sewers or drains or sump overflow up to $10,000
Personal Injury costs including lawsuits involving invasion of privacy, wrongful eviction or wrongful entry
Identity Fraud Expense providing reimbursement for legal fees, document duplication, mailing costs and more
Deductible waived when losses to your home exceed $50,000
Increased Water Back-Up and Sump Overflow coverage up to $25,000
Special personal property against losses like:
  • breaking fragile items not covered in standard policy
  • misplacing jewelry or silverware
  • freezing, wear and tear, smog, rust and corrosion
Guaranteed Replacement Cost insuring the full replacement cost of loss regardless of rising material and labor costs
Increased Loss of Use limit to the Actual Loss Sustained during a coverage period—up to 24–months from time of loss—providing you with security of knowing that your temporary living expenses will be covered
Covers important "extras" you may face when you have a covered loss, such as debris removal, bringing your older home up to current building codes, permit fees, etc.
*Select Premium Extra is a special enhanced protection endorsement that can be added to a Select Premium policy. Specific state Ordinance or Law and Loss of Use limits apply. Not available in all states.