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Insurance For Your Valuables

Want to learn more about insurance for your valuables in your state?

Covering your treasures—big and small.

We all own things we could live without if we had to. But the truth is, you don't have to live without them. Especially with affordable coverages offered by The Hanover!

Valuable Items Plus (VIP) Blanket Property

An optional endorsement to your Hanover Platinum or Connections Home policy that allows you to protect your valuables, without having the hassle of itemizing them. For an additional premium, you can protect such classes of property as:

Blanket Limits up to $50,000:

  • Jewelry
  • Silverware
  • Fur
  • Fine Arts

Blanket Limits Up to $20,000:

  • Musical Instruments
  • Cameras
  • Computer Equipment
  • Firearms
  • China/Crystal
  • Golfer's Equipment

Benefits of purchasing VIP insurance coverage include:

  • Any single item is covered up to $10,000 per occurrence
  • Important coverage since sub-limits on a home policy often aren't enough
  • No deductible

Scheduled Personal Property

A valuable item can take a week, month or year’s worth of income to buy but only a moment to be lost, stolen or destroyed. Don't wait until you suffer a loss to find out that your possessions were not covered. Some of the items we cover:

  • Jewelry (in and out of vault)
  • Silverware
  • Stamp and Coin Collections
  • Musical Instruments
  • Furs
  • Cameras
  • Golfer's Equipment
  • Firearms
  • Limited Editions (with and without breakage): limited edition dolls, rare books, collectible plates, figurines (such as Hummels®) etc.
  • Hobby Collections: memorabilia, souvenirs and collectible items such as trading cards and comic books

Sample Scheduled Personal Property benefits:

  • Coverage provided for mysterious disappearance and breakage
  • Standard homeowner policies cap coverages in these classes
  • No deductible