Full breadth of flexible products that meet the needs of the small to mid-sized commercial agent

• Enhanced Business Owners Policy
• Competitive Standard Products
  • Commercial Package Product
  • Workers’ Compensation
  • Commercial Auto
• Complementary Specialty Products
  • Inland Marine
  • Umbrella
  • Expanded Bond Offering

• Net written premium growth exceeded industry average
• A distinctive operating model designed for the small to mid-sized market
• Top-tier field executives and local underwriters supporting our target market of policies with premiums of less than $200 thousand
• Broad risk appetite and specialty capabilities—true problem solvers
• Excellent responsiveness and customer service
• A total solutions provider of standard and specialty products

• Sustain growth rates that exceed industry average
• Stable margins and improved mix
• Continue growth momentum in small to mid-sized commercial market, in policies with premiums of less than $200 thousand
• Growth in complementary specialty business
• Strengthen key agency partnerships to achieve growth objective