Shareholder Information
Annual Meeting of Shareholders
The management and Board of Directors of The Hanover Insurance Group, Inc. invite you to attend the company’s Annual Meeting of Shareholders. The meeting will be held on May 16, 2006, at 9:00 a.m. at The Hanover, 440 Lincoln Street, Worcester, Massachusetts.
Common Stock and Shareholder Ownership Profile
The common stock of The Hanover Insurance Group, Inc. is traded on the New York Stock Exchange under the symbol “THG”. As of the end of businesson February 28, 2006, the company had 34,217 shareholders of record. On the same date, the trading price of the company’s common stock closed at $48.45 per share.
Common Stock Prices
| 2005 | High | Low | 2004 | High | Low |
|---|---|---|---|---|---|
| First Quarter | $36.50 | $30.27 | First Quarter | $38.25 | $30.84 |
| Second Quarter | $37.29 | $32.85 | Second Quarter | $36.10 | $30.71 |
| Third Quarter | $42.11 | $37.13 | Third Quarter | $34.61 | $26.05 |
| Fourth Quarter | $42.03 | $37.20 | Fourth Quarter | $33.00 | $25.45 |
Investor Information
Call our toll-free investor information line, 1-800-407-5222, to receive additional printed information, including Form 10-Ks or quarterly reports on Form10-Q filed with the Securities and Exchange Commission, and for access to fax-on-demand services, shareholder services, pre-recorded messages and other services. In addition, the company’s filings with the Securities and Exchange Commission are available on our web site at www.hanover.com.
Alternatively, investors may address questions to:
Sujata MutalikVice President, Investor Relations
The Hanover Insurance Group
440 Lincoln Street
Worcester, MA 01653
t. 508-855-3457 / f. 508-853-4481
smutalik@allmerica.com Debra Casey, CPA
Director, Investor Relations
The Hanover Insurance Group
440 Lincoln Street
Worcester, MA 01653
t. 508-855-6658 / f. 508-926-1669
dcasey@allmerica.com
Corporate Governance
Our Corporate Governance Guidelines, Board Committee Charters, Code of Conduct and other information are available on our web site at www.hanover.com under “Corporate Governance.” For a printed copy of any of these documents, shareholders may contact the company’s secretary at our corporate offices.
Regarding the quality of our public disclosures: The Company has filed its CEO and CFO Section 302 certifications as exhibits to its Annual Report on Form 10-K for the year ended December 31, 2005. The company has also submitted its annual CEO certification to the New York Stock Exchange, a copy of which is available on the company’s website, www.hanover.com, under “Corporate Governance-Certification.”
Industry Ratings
| Financial Strength Ratings | A.M. Best | Standard & Poor’s | Moody’s |
|---|---|---|---|
| Property and Casualty Insurance Companies: | |||
| The Hanover Insurance Company | A- | BBB+ | Baa1 |
| Citizens Insurance Company of America | A- | BBB+ | – |
| Life Insurance Companies: | |||
| Allmerica Financial Life Insurance and Annuity Company |
B+ | BBB- | Ba1 |
| Debt Ratings | A.M. Best | Standard & Poor’s | Moody’s |
| Allmerica Financial Corporation Senior Debt | bbb- | BB+ | Ba1 |
| Allmerica Financial Corporation Capital Securities | bb | B | Ba2 |
| First Allmerica Financial Life Insurance Company Short-Term Insurance Financial Strength Rating | – | – | NP |
Registrar and Stock Transfer Agent
Computershare Trust Company,
N.A.PO Box 43076,
Providence, RI
02940-3076
1-800-317-4454
Independent Accountants
PricewaterhouseCoopers LLP
125 High Street, Boston, MA 02110
Corporate Offices and Principal Subsidiaries
The Hanover Insurance Group, Inc.
440 Lincoln Street, Worcester, MA 01653
The Hanover Insurance Company
440 Lincoln Street, Worcester, MA 01653
Citizens Insurance Company of America
645 West Grand River, Howell, MI 48843
