Endorsement Information for Non-Massachusetts Auto Owners
DriveSmart Advantage, a new, optional endorsement for Connections Auto, offers value with its three competitive features:
- New Car Replacement Guard - pays the value of your new vehicle—without deduction for depreciation—if that vehicle is involved in a covered accident and declared a total loss within one year of purchase, or 15,000 miles, whichever comes first.
- Second Chance Accident Forgiveness - your first surchargeable accident in any 36 month period will be forgiven. That means no surcharge points on your policy for that accident and no increase in premium as a result of that accident.
- Deductible Dividends - automatically reduces your collision deductible by $100 the moment DSA is added to your policy, and will continue to reduce the deductible $100 at each annual renewal, up to $500, for each year you stay surchargeable loss-free.
Ultimate Service – enhances your towing & labor and rental reimbursement coverages at no additional charge, with its two compelling features:
- Ultimate Towing & Labor – your towing costs will be reimbursed when you call a towing company to have your disabled vehicle towed to the nearest auto repair shop, regardless of the towing limits shown on your policy. Also, Ultimate Service covers towing and labor costs should your keys get lost, broken or locked in your car (up to the towing and labor limit on your policy).
- Ultimate Rental – if you have a covered loss, allow us to make the rental arrangements for you, and have your vehicle repaired at a Hanover approved repair shop Ultimate Rental will apply the daily rental coverage limits you’ve chosen to a rental vehicle for as long as it takes to repair or replace your vehicle (up to $3,000).
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Note: This web page offers a brief description of coverages, services, and programs. Actual coverages and availability may vary by state. Options, credits, and discounts are not applicable in all states. For exact terms, conditions, exclusions and limitations of coverages, please refer to your policy or contact your local Agent. For additional information, please refer to our legal notices.
