24 hour emergency roadside assistance (via our national partner, Cross Country) for towing and other emergency roadside services you may need for your disabled vehicle.

Includes two “ultimate” coverages:

• Ultimate Towing and Labor – Provides up to $75 for lost or broken keys when Roadside Assistance is purchased
• Ultimate Rental – Expands your Transportation Expense coverage by paying your daily rental limit as long as it takes to repair or replace your vehicle, up to $3,000
• Complimentary endorsement

New Car Replacement Guard – If your vehicle is totaled within 1 year or 15,000 miles of purchase or lease, we'll cover its replacement without deduction for depreciation.

Second Chance Accident Forgiveness – Your first surchargeable accident in a 36-month period will be forgiven, meaning no surcharge points and no increase in premium resulting from that accident.

Deductible Dividends – Your collision deductible will be reduced as soon as DriveSmart Advantage is added to your policy. Over the course of five years, this could save you up to $500 off your deductible! A minimum deductible of $100 applies.

Provides Excess Liability and Medical Payments coverage for personal use of a company car; and if you are single auto policyholder, you'll receive a multi-car discount too!

Applies only in the case where you own a private passenger vehicle and also drive a company car.

Two valuable features to provide you added piece of mind:

Accidental Death Benefit – Pays $10,000 for each insured or family member whose death results from an auto accident in your covered auto, providing they were wearing a seat belt.

Accidental Airbag
Deployment – If your factory installed airbag deploys in an event not related to a collision or comprehensive loss, the cost of reinstalling the airbag is fully covered with no deductible.

Coverage for when you are “on the go!” Includes:

Trip Interruption Coverage – When you have a covered loss and are 100+ miles away from home, you will be provided reimbursement up to $1,000 for reasonable and necessary expenses like food, lodging, and travel expenses to get to your final destination.

Rental Car Coverage – If you have an accident in a rented auto, we will be pay (in addition to the rented auto): loss of use, diminished value and reasonable fees for which you are liable.

Pet Injury Protection – Helps ease the financial burden if your dog or cat is injured or passes on while traveling in your vehicle during an auto accident. Covers up to $500 in medical bills and up to $500 for burial expenses.

Coverage allowing you to choose from our preferred rental provider's luxury car or large SUV fleet when your car is being repaired after a covered auto accident.

If you are unable to perform home-based ‘essential services’ while you recover from a covered auto accident, this protection pays up to $2,500 (maximum of $500 per month) for housekeeping, food preparation, transportation services, lawn mowing, and more!

Covers the loss to custom furnishings or custom equipment such as special carpeting and height extending roofs, and permanently installed electronic equipment such as stereos, navigation systems, and personal computers, antennas, accessories and enhancements.