Our Homeowner's Insurance for single-owner homes covers your home and other structures on your property for direct physical loss.
Additional Living Expense
Where would you live if your home burned? Your policy can include coverage for extra living costs while your home is repaired or replaced.
Liability Coverage
Your policy covers property damage and bodily injuries to others for which you or a family member are responsible. It covers the cost to defend you in court, and the cost of any court awards — up to your policy limit.
Medical Payments to Others
Your policy covers medical payments to non-household members who are accidentally injured on your property or by you or a family member.
Inflation
We adjust your policy limits to keep pace with rising home costs associated with repairing or replacing your home in the event of a catastrophic loss.
Note: This web page offers a brief description of coverages, services, and programs. Actual coverages and availability may vary by state. Options, credits, and discounts are not applicable in all states. For exact terms, conditions, exclusions and limitations of coverages, please refer to your policy or contact your local Agent. For additional information, please refer to our legal notices.
