Additional insured by contract, agreement or permit

Included

Additional insured — broad form vendors

Included

Additional insured — primary and non-contributory

Included

Extended property damage

Included

Blanket waiver of subrogation

Included

Innocent party defense coverage for employees

$25,000

Bodily injury redefined

Included

Medical director as insured

Included

Broad form property damage — borrowed equipment, customers goods and use of elevators

Included

Mobile equipment redefined

Included

Knowledge of occurrence

Included

Personal injury — abuse of process

Included

Liberalization clause

Included

Property damage legal liability
– Broad form
– Fire, lightning, explosion, smoke and leakage from fire protection systems damage limit

$1,000,000

Medical payments — increased reporting period

Included

Extended property damage for home health care
– Home health care property damage aggregate limit
– Home health care property damage each occurrence limit
– Home health care property damage deductible

$50,000

$25,000

$500

Newly acquired or formed organizations — covered until end of policy period

Included

Public relations expenses coverage
– Public relations expenses each incident limit
– Public relations expenses aggregate limit

$10,000

$10,000

Non-owned watercraft

51 feet

Theft of clients' property
– Clients' property aggregate limit
– Clients' property each occurrence limit

$50,000
$25,000

Supplementary payments increased limits
– Bail bonds
– Loss of earnings per day

$2,500
$1,000

Unintentional failure to disclose hazards

Included

Unintentional failure to notify

Included