Motor truck and contingent cargo from The Hanover

Motor truck cargo

Our robust base form includes key coverage with flexible sub-limits that can be increased to further tailor protection, including:

• Duty to defend – included
• Business personal property – $10K
• Cargo extra expenses – $15K
• Debris removal – $25K
• Earned freight charges – $25K
• False pretense – $10K
• Fire and police department service charges – $10K
• Fire protection equipment – $5K
• Loss adjustment expenses – $5K
• Newly acquired terminals – $100K
• Newly acquired vehicles
• Pollutant cleanup and removal – $25K
• Refrigeration breakdown
• Substitute vehicle
• Towing and storage – $25K

Additional coverage options and product features include:

• Broad coverage for most commodity types, unless specifically excluded
• $1K minimum deductible
• Adulterated food coverage endorsement
• Non-owned trailer coverage endorsement

Contingent cargo

Our base form is designed to meet the needs of today’s transportation broker. Each policy includes the following coverage, with limits and options that can be tailored to each broker’s needs:

• Coverage included for property in transit and property in terminals
• Valuation — up to carrier’s legal liability
• Broad coverage territory
• Defense costs — $25K
• Fraud and deceit — $10K
• Pollutant cleanup and removal — $25K
• Uncollectible freight charges — $5K

Additional coverage options and product features include:

• Refrigeration breakdown
• Adulterated food
• Freight brokers errors and omissions
• Theft from a parked trailer
• Theft by a carrier employee

Our contingent cargo offering is not available in: CA, CO.

More options for more businesses

We are a top 10 Marine writer offering inland and ocean marine capabilities, and a full range of products, from builder’s risk and contractor’s equipment to property floaters and warehouse legal liability.

Competitive products

We have flexible, customizable solutions that address the unique needs of your clients, offering unique coverage and service solutions to differentiate your sales and services.

Convenient billing options

With a selection of payment options, it's fast and easy view past statements and pay bills in minutes.

Robust risk management offerings

We offer valuable resources for fleet management and loss prevention services for motor truck cargo policyholders, including an online risk management portal, online driver training courses, preferred pricing on motor vehicle records checks, GPS, a leading fleet safety program and more.

Dedicated professionals

We offer direct access to a dedicated marine underwriting team with in-depth experience in the transportation industry. Plus, our in-house claims professionals, litigators, defense counsel and extended network of law firms work closely to resolve claims quickly and equitably.

Trusted partner

We offer the support and strength of a leading insurance carrier with “A” ratings from A.M. Best, S&P and Moody's.