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Specialized insurance solutions for metalworkers

Mechanical failures, defective parts, and loss to stock are all real risks for metalworkers. Our specialized Hanover Metalworkers Advantage solution offers top-rated coverage designed for metalworkers at very competitive rates. We offer insurance solutions for machine shops, stampers, tool and die shops, sheet metal workers and other businesses that make products primarily from metal, including:

  • Finished products that are not electrified
    • Hand tools, containers, furniture, plumbing products and building metal
  • Low- to moderate-hazard machinery
    • Office vending and laundry machinery, low horsepower pumps and compressors, dies, tools and fixtures, and machine tool accessories
  • Non-critical parts, components and assemblies

More value for metalworkers

The Hanover has developed highly specific coverages aimed at minimizing your metalworking business losses from areas you may never have considered at risk. We offer comprehensive solutions that are cost-effective and convenient. We can help tailor your policy to meet your needs, and even offer convenient, automated premium payments to fit your budget.

End-to-end solutions for metalworkers

We offer products that help metalworkers protect their property, autos, employees, and clients:

  • Commercial Package Policy
  • Commercial Property
  • Commercial General Liability
  • Commercial Auto
  • Commercial Umbrella
  • Workers’ Compensation

Specialized coverages and endorsements for metalworkers include:

  • Manufacturing Property Broadening Endorsement
  • Extended Business Interruption
  • Dependent Properties
  • Deferred Payments
  • Molds, Dies, Patterns and Plates Coverage
  • Product Adulteration and Contamination Coverage
  • Prototypes Coverage
  • Consequential Loss to Stock Coverage
  • Manufacturers Errors & Omissions
  • E-Commerce Coverage
  • Global General Liability Endorsement
  • International Human Resources with Assistance Endorsement
  • Equipment Breakdown Coverage

In addition, we offer specialized products that offer metalworkers enhanced protection: