Looking for insurance guidance?

Find an agent in your area.

Smart Savings

We all hear the ads that focus on big savings and discounts. But it’s also important that you get the protection you need and don’t sacrifice coverage for ‘cheap insurance.’ That’s why we’ve developed the Citizens Platinum Experience with innovative products and programs that provide added coverage—often with no additional premium—as well as numerous special discounts. It all adds up to something we call “Smart Savings.” Something we figured everyone could use a little more of.

Discounts and credits¹

Account credit

Save money on your account when both your auto and home are insured with Citizens.

Car insurance discounts

  • Paid-in-Full discount on new auto policies
  • Anti-theft devices discounts
  • Safety features discount
  • Multi-car discount
  • Prior Carrier discount from certain carriers

Home insurance discounts

  • Newer home credit
  • Safety and security devices (such as smoke detectors and central station alarms)
  • Group discounts
  • Account credit
  • Non-smoker credit

No Fee EFT

Save up to $60 a year in installment fees when you enroll in EFT. Sign up is easy at MyCitizensPolicy.

One bill

With The Platinum Experience you can enjoy the convenience of one bill for all your policies and save money with only one service fee.

¹Credit and discount availability varies by state.