Platinum Watercraft and Toys

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Talk to your local independent Citizens agent for more information.

No doubt about it. Kids of all ages love their toys.

Watercraft insurance

Toys aren't just limited to off-road recreational vehicles. You can also protect your watercraft with an endorsement to your Platinum Protection home policy. This includes:

  • Watercrafts
  • Sailboats (up to 26 feet)
  • Personal Watercraft

Recreational vehicle insurance

You can protect your recreational vehicles through an endorsement to your Platinum auto (link to auto page) policy. The following vehicles are eligible for liability and/or physical damage coverage:

  • Motorhomes
  • Golf Carts
  • All-Terrain Vehicles (ATVs)
  • Snowmobiles
  • Antique Vehicles
  • Classic Vehicles
  • Trailer/Campers¹
¹Physical damage coverage only

Account Extras

Citizens also has a special relationship with American Modern Insurance Company which offers coverage for such items as:

  • Boats (above 32 feet)
  • Motorcycles
  • Manufactured Homes
  • Classic and Collectible Cars (for Agreed Value coverage)
  • Multi-unit or Rental Property, etc.