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Smart Savings for your car and home insurance

We all hear the ads that focus on big savings and discounts. But it’s also important that you get the protection you need and don’t sacrifice coverage for ‘cheap insurance’. That's why we developed innovative products and programs that provide added coverage—often with no additional premium—as well as numerous special discounts—all adding up to "Smart Savings". Something we figured everyone could use a little more of.

Discounts and credits*

Account credit

Save more money on your account when both your auto and home premiums are insured with The Hanover.

Car insurance discounts

  • Paid-in-Full discount on new auto policies
  • Anti-theft devices discounts
  • Safety features
  • Multi-car discount
  • Accident prevention courses
  • Prior Carrier discount
  • Good Student discount
  • Student Away At School discount

Home insurance discounts

  • Newer home credit
  • Credits for no claims over period of time
  • Superior construction credit
  • Safety and security devices (such as smoke detectors and central station alarms)
  • Renewal credits

No Fee EFT

Save up to $60 a year in installment fees when you enroll in EFT. Signing up is easy at My Hanover Policy—log in and register today!

*Credit and discount availability varies by state.