looking at papers pen in hand

Financial assets and reputation

Damage to your business doesn’t always come from dramatic fires or infamous hurricanes: as a businessowner you’re liable for injuries to patrons and workers, as well as liabilities that can hinge on a missing paragraph in a contract.

Keeping track of all the little issues as well as the big ones that can trip you up and land you with court and liability costs is tricky, but Hanover Risk Solutions can help. We have an array of solutions for everything from liquor liability to protecting yourself with strong contracts.

  • hand with certificate

    Introduction to certificates of insurance

    Keeping contractual liability in control is easier if all the paperwork is in order. Find out what certificates of insurance can do to help you maintain complete files for commercial agreements like leases, service contracts and vendor agreements – and make sure the organizations you’re working with have adequate insurance as well.

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  • Man serving beer

    Risk management when selling or serving alcohol

    Serving alcohol can be an important source of revenue, but with that profit comes a set of risks worth your vigilance. What are the risks, where can you get staff trained, how can you create a comprehensive policy and what does your insurance cover? This advisory is a beneficial starting point for planning to protect your business and keep the profits up and the claims down.

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  • Slip warning sign

    Sample slip, trip and fall prevention program

    Slips and falls are among the most common—and the most costly—injuries in almost any industry, and breweries are no exception. But a comprehensive plan can help prevent many of these incidents and keep your business safer for patrons and employees alike.

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Contractual risk transfer

Risks for educational institutions

Liability

Life safety

Product/completed operations liability

Abuse and molestation

Recreational safety

Slip/trip/fall