waiter with diners


Nearly half a million U.S. businesses are restaurants of some kind – and whether you call it a bistro, café, pub, cafeteria or coffeehouse, your business is an important part of the economy, accounting for hundreds of billions in revenue each year.

That profit, however, comes with risks, and Hanover Risk Solutions has targeted some of the most significant risks your industry faces that impact the safety of workers, patrons and your property.
  • Fire

    Commercial cooking fire safety checklist

    Cooking is at the heart of your restaurant's services to patrons – and also one of the activities most fraught with risk, particularly the risk of fire. This checklist can help you keep the potential risks in mind when considering how to make your kitchen safer and free to fulfil its mission: to present great food to your patrons and keep them coming back.

    Learn more

  • Lightbulbs

    Equipment operations and efficiency for restaurants

    Energy costs in restaurants are higher than those in other businesses—and with good reason. But there are ways to keep energy efficiency in mind to keep those costs as low as possible and increase the likelihood that your restaurant will show a profit and remain in business. With our Risk Solutions Partner, Hartford Steam Boiler, we're presenting this primer on how to keep all your energy-consuming functions as efficient as possible.

    Learn more

  • Man serving beer

    Risk management when selling or serving alcohol

    Serving alcohol can be an important source of revenue, but with that profit comes a set of risks worth your vigilance. What are the risks, where can you get staff trained, how can you create a comprehensive policy and what does your insurance cover? This advisory is a beneficial starting point for planning to protect your business and keep the profits up and the claims down.

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Whether you’re cooking with a rustic brick oven or the latest stainless steel model, Hanover Risk Solutions can help you keep your kitchen running and head off injuries or damage to your property. But those aren’t the only sources of loss for restaurants; we’ve addressed other significant challenges too.

Risk Solutions Partners

Our alliances with providers of risk solutions for our restaurant insureds include:

  • The Insurance Institute for Business and Home Safety (IBHS) Disaster Recovery Planning can help you plan for the worst and get your business up and running when catastrophe strikes
  • Quality online safety training including 17 courses specific to food safety, employee safety and driver training for the food industry from Driver’s Alert
  • Testing and inspection of alarm systems and 24/7 monitoring as well as testing and inspection of automatic sprinkler systems with Tyco Simplex Grinnell
Visit Risk Solutions Partners for more information.

Education and training

  • Training those who serve or sell alcoholic beverages is crucial to keeping patrons and staff safe. Hanover has negotiated with Rserving.com to provide discounted alcoholic beverage server training and certification through My Server Training. Sign in to our RS Partners page to consider this valuable—and affordable—service.
  • The Hanover Driver Safety Advantage Program offers driver training courses through a national provider of online training, available to your employees wherever they may be.
  • Additional driver training courses and 197 OSHA Essential/General Safety courses are available at a discount through Driver's Alert. Visit the training section on Risk Solutions Partners.
  • Find out how to keep problems with your electrical system from impacting your restaurants operations with a simple system review. View our electrical preventive maintenance online video.
Several of our other Hanover Risk Solutions Partners also provide education videos and safety training. Visit Risk Solutions Partners to register as a policyholder and access information on this discounted—and sometimes free—information.

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