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Meet Dave. Like one in 10 Americans, he owns a boat. Dave and his family spend an average of 14 weekends on the water. Like 95 percent of recreational boat owners, his craft is less than 26’ long. He understands not only the capabilities of his vessel, but his piloting and navigating skills, as well. Article 
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15 every day activities that suggest you need an umbrella policy An umbrella policy kicks in where your homeowners and auto policies leave off – providing you with extra protection and peace of mind should the unexpected happen and a claim or lawsuit be filed against you. Most of us participate in activities every day that put us at risk. Here are some real-life activities that signal you should carry an umbrella. Video 
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Carjacking — don’t be a victim Article 
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No business is immune to cyber risk, but with connected medical devices and records, the stakes for life sciences companies are even higher. With Hanover Fusion, The Hanover is ready to help agents mitigate these risks for their life sciences customers. Article 
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Increasingly, wholesale businesses are turning to telematics to help them monitor driver behavior – and reduce accidents, incidents and liabilities involving their fleet. Independent insurance agents that work with wholesalers and other clients who manage commercial fleets, can add value by facilitating the implementation of a telematics program. Article 
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