Human services products in action
See how The Hanover brings value to human services organizations.
Food pantry, meal sites and backpack program
Total account premium: $105K
Lines of business: Property, general liability, professional, abuse and molestation coverage, auto, umbrella
The Hanover Advantage: This organization needed a partner who could provide deeper insight and a personalized approach. Working with the agent, our Risk Solutions team conducted an on-site visit, something the previous carrier didn't offer, helping identify and address key exposures. Additionally, our underwriter uncovered and corrected classification issues on the general liability policy, ensuring accurate coverage and pricing. By combining hands-on support and tailored solutions, The Hanover was positioned as the preferred partner.
Outpatient services for clients with mental health and substance abuse needs
Total account premium: $170K
Lines of business: Property, general liability, professional, abuse and molestation coverage, auto, umbrella
The Hanover Advantage: When a renewal challenge arose, The Hanover worked quickly and collaboratively with the agent to provide stability and competitive options. After the incumbent proposed a sizeable rate increase and failed to respond promptly, our underwriter stepped in to keep the process moving. By providing timely, competitive terms and clear communication, we gave the agency and customer confidence in their next steps.
Temporary housing for families with hospitalized children
Total account premium: $80K
Lines of business: Property, general liability, professional, abuse and molestation coverage, auto, umbrella
The Hanover Advantage: Facing limited payment options and lacking key safeguards, The Hanover worked with the agent to deliver a solution for this organization that went beyond coverage. We offered a convenient 12-month electronic funds transfer (EFT) payment plan and paired it with water sensors installed by our Risk Solutions team. These measures helped prevent costly damage and demonstrated our commitment to tailored support, positioning us as a trusted partner.
Afterschool program for kids
Total account premium: $75K
Lines of business: Property, general liability, professional, abuse and molestation coverage, auto, umbrella
The Hanover Advantage: Looking for a partner who understood their unique risks, this organization turned to their agent who collaborated with The Hanover for support. Our underwriter worked closely with their team to assess specific abuse exposures and design a coverage approach that addressed those concerns. We also provided a pricing and limit structure that aligned with their needs and offered greater protection. These measures reinforced confidence and demonstrated our commitment to their goals.
Early intervention services for children with disabilities
Total account premium: $70K
Lines of business: Property, general liability, professional, abuse and molestation coverage, auto, umbrella
The Hanover Advantage: As a new account for the agent, this organization was in need of a thorough review of its operations. The Hanover delivered an on-site visit through our Risk Solutions team to review exposures and controls, providing a level of insight that had not been done before. These proactive steps helped strengthen risk management and demonstrated The Hanover's commitment to keeping operations safe.
Homeless shelter and meal site
Total account premium: $180K
Lines of business: Property, general liability, professional, abuse and molestation coverage, auto, umbrella
The Hanover Advantage: To address liability concerns, the agent collaborated with The Hanover for a customized approach. Our underwriter worked closely with the agent to evaluate challenging exposures and design a coverage structure that aligned with the organization's needs.
See how The Hanover can help you build a book in human services.
Our appetite for human services varies by state, size of risk and line of business. Please contact your local underwriter to discuss specific opportunities.
Human services products in action
See how The Hanover brings value to human services organizations.
Food pantry, meal sites and backpack program
Total account premium: $105K
Lines of business: Property, general liability, professional, abuse and molestation coverage, auto, umbrella
The Hanover Advantage: This organization needed a partner who could provide deeper insight and a personalized approach. Working with the agent, our Risk Solutions team conducted an on-site visit, something the previous carrier didn't offer, helping identify and address key exposures. Additionally, our underwriter uncovered and corrected classification issues on the general liability policy, ensuring accurate coverage and pricing. By combining hands-on support and tailored solutions, The Hanover was positioned as the preferred partner.
Outpatient services for clients with mental health and substance abuse needs
Total account premium: $170K
Lines of business: Property, general liability, professional, abuse and molestation coverage, auto, umbrella
The Hanover Advantage: When a renewal challenge arose, The Hanover worked quickly and collaboratively with the agent to provide stability and competitive options. After the incumbent proposed a sizeable rate increase and failed to respond promptly, our underwriter stepped in to keep the process moving. By providing timely, competitive terms and clear communication, we gave the agency and customer confidence in their next steps.
Temporary housing for families with hospitalized children
Total account premium: $80K
Lines of business: Property, general liability, professional, abuse and molestation coverage, auto, umbrella
The Hanover Advantage: Facing limited payment options and lacking key safeguards, The Hanover worked with the agent to deliver a solution for this organization that went beyond coverage. We offered a convenient 12-month electronic funds transfer (EFT) payment plan and paired it with water sensors installed by our Risk Solutions team. These measures helped prevent costly damage and demonstrated our commitment to tailored support, positioning us as a trusted partner.
Afterschool program for kids
Total account premium: $75K
Lines of business: Property, general liability, professional, abuse and molestation coverage, auto, umbrella
The Hanover Advantage: Looking for a partner who understood their unique risks, this organization turned to their agent who collaborated with The Hanover for support. Our underwriter worked closely with their team to assess specific abuse exposures and design a coverage approach that addressed those concerns. We also provided a pricing and limit structure that aligned with their needs and offered greater protection. These measures reinforced confidence and demonstrated our commitment to their goals.
Early intervention services for children with disabilities
Total account premium: $70K
Lines of business: Property, general liability, professional, abuse and molestation coverage, auto, umbrella
The Hanover Advantage: As a new account for the agent, this organization was in need of a thorough review of its operations. The Hanover delivered an on-site visit through our Risk Solutions team to review exposures and controls, providing a level of insight that had not been done before. These proactive steps helped strengthen risk management and demonstrated The Hanover's commitment to keeping operations safe.
Homeless shelter and meal site
Total account premium: $180K
Lines of business: Property, general liability, professional, abuse and molestation coverage, auto, umbrella
The Hanover Advantage: To address liability concerns, the agent collaborated with The Hanover for a customized approach. Our underwriter worked closely with the agent to evaluate challenging exposures and design a coverage structure that aligned with the organization's needs.
See how The Hanover can help you build a book in human services.
Our appetite for human services varies by state, size of risk and line of business. Please contact your local underwriter to discuss specific opportunities.