Your belongings are worth protecting
Contact an agent for a quote

Renters insurance

Property for rent

While your landlord may insure the structure of your apartment, protecting what’s inside is up to you. Enjoy the peace of mind that comes with knowing your belongings are protected with renters insurance.

Renters insurance from The Hanover provides affordable coverage for your personal belongings, loss of use, liability claims and more. You can even tailor your coverage to meet your insurance needs.

Coverage options for every lifestyle

Home interior

Basic coverage

Basic coverage

The Hanover’s basic renters policy covers:

  • Personal belongings
  • Loss of use
  • Liability claims
  • Building additions and alterations
  • Medical payments to others

Front door of a house

Select coverage

Select coverage

Select coverage includes basic coverage, and four additional coverages:

  • Personal property replacement cost
  • Identity fraud
  • Refrigerated products
  • Lock replacement

Sump pump

Select plus coverage

Select plus coverage

Select plus coverage includes all select level coverages, plus:

  • Special personal property coverage
  • Water backup and sump overflow
  • Personal injury
  • Waive deductible

professional woman in front of an open laptop

We’re committed to providing you with the auto, home and supplemental property insurance coverage you need to protect what matters most to you.

That's why we’ve made it easy to get the protection you need in one convenient bundled package. You’ll benefit from one policy, one coverage effective date and one bill. Plus, you also save money on both your auto and home premiums when both policies are insured with The Hanover.

Coverage to consider

Water backup

Water backup

Water damage incidents are often not covered by a basic home policy. That's why it's important to make sure you are protected with water backup coverage.

Learn more

Scheduled items

Scheduled items

With valuable items, such as engagement rings or heirloom pieces, scheduled personal property coverage provides coverage for the full value of the item beyond the basic limits on your renters policy. 

Learn more

Umbrella

Umbrella

An umbrella policy can provide broader coverage and higher liability limits than what is available as a part of your renters policy.

Learn more