Specialty general liability in action
See how The Hanover has delivered value to help give agents an edge in this dynamic marketplace.
A distributor of telescoping ladders
Lines written: General liability
Total account premium: $115K
The Hanover Advantage: The Hanover was approached by the controlling agent as the current carrier appeared to be overreacting to development in prior years’ loss experience. The specialty general liability underwriter was able to structure a sustainable program that would fund for loss over time without the need for material, year-to-year changes.
A manufacturer of electric systems for motion furniture
Lines written: General liability and umbrella
Total account premium: $155K
The Hanover Advantage: The client had some frequency of defense costs related to claims but had not paid damages. While the incumbent carrier increased the premium, the agent approached the specialty general liability underwriter to structure a program with a small deductible that reduced the overall program cost and gave the client access to The Hanover’s dedicated claims team.
A distributor of under-bridge equipment
Lines written: General liability and umbrella
Total account premium: $390K
The Hanover Advantage: The Hanover was approached by the agent after their client was told they were no longer eligible for the expiring program solution. In conjunction with the local middle market, professional lines and inland marine team, the specialty general liability underwriter was able to craft a primary and lead excess solution for an all-lines placement.
Let's start a conversation today
Contact a member of the Hanover team to learn more about our specialty general liability solutions.
Specialty general liability in action
See how The Hanover has delivered value to help give agents an edge in this dynamic marketplace.
A distributor of telescoping ladders
Lines written: General liability
Total account premium: $115K
The Hanover Advantage: The Hanover was approached by the controlling agent as the current carrier appeared to be overreacting to development in prior years’ loss experience. The specialty general liability underwriter was able to structure a sustainable program that would fund for loss over time without the need for material, year-to-year changes.
A manufacturer of electric systems for motion furniture
Lines written: General liability and umbrella
Total account premium: $155K
The Hanover Advantage: The client had some frequency of defense costs related to claims but had not paid damages. While the incumbent carrier increased the premium, the agent approached the specialty general liability underwriter to structure a program with a small deductible that reduced the overall program cost and gave the client access to The Hanover’s dedicated claims team.
A distributor of under-bridge equipment
Lines written: General liability and umbrella
Total account premium: $390K
The Hanover Advantage: The Hanover was approached by the agent after their client was told they were no longer eligible for the expiring program solution. In conjunction with the local middle market, professional lines and inland marine team, the specialty general liability underwriter was able to craft a primary and lead excess solution for an all-lines placement.
Let's start a conversation today
Contact a member of the Hanover team to learn more about our specialty general liability solutions.