According to a survey conducted by the Insurance Research Council in 2017, more than 1/3rd of homeowners in some coastal states have never heard of a hurricane deductible.
If you live in an Atlantic coast or gulf state, you should review your home insurance policy with your agent to see if you have a hurricane deductible and how much it is. You can also discuss coverage options that may come in handy in the event of a hurricane, such as waiver of deductible, siding and roof restoration coverage, and refrigerated products coverage, all of which are offered by The Hanover.
In the meantime, you can learn more about hurricane deductibles above.
Source: Insurance Information Institute
Additional information: Background on: Hurricane and windstorm deductibles