More small business coverage – for more small business customers

Business Owner’s Advantage – a better coverage experience


The Hanover is committed to partnering with agents to deliver flexible solutions for small commercial customers. One way we’re doing it is by building a better BOP: Hanover Business Owner’s Advantage.


Screenshot of TAP Sales

Get a deeper look at the new product

We offer a self-guided training tool, available to give you a deeper look at all of the benefits and features of Business Owner’s Advantage, available on TAP Marketing.

Let's get started


More pricing flexibility

  • Account credit* up to 5% when workers’ compensation or umbrella is written with a Business Owner's Advantage policy
  • Early quote credit* up to 7% for quotes entered up to 30 days in advance of effective date

You get the best price up front to save you time.

 *Availability varies by state

New monoline options

Quote either property or general liability monoline to better align with customer needs.

Lower minimum premiums to enable you to be more competitive.

Simplified endorsements

  • Five general broadening endorsement options add over 45 enhanced coverages
  • 10 industry specific endorsements that can be added to general endorsements
  • Amendable limits on more than 30 coverages


Tailor a solution that best fits each customer’s needs.

More automated solutions…

Over 600 classes available for online quoting

…for more businesses...

40+ new eligible classes

…in more places

Business Owner's Policy available expanded countrywide

* Availability varies by state through 2022.

Quote today

TAP Sales is ready for your small commercial business. Start a quote and experience it for yourself.
You can also download our Business Owner's Advantage brochure for more information.

Quote now