Legal notices
Standard disclaimer
All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates (“The Hanover”). Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention.
Hanover Specialty Insurance Brokers Inc. (HSIB)
Hanover Specialty Insurance Brokers Inc. (NAIC No. 963171, CA Lic. 0759293), is an authorized excess and surplus lines broker in all 50 states. We represent affiliated surplus lines companies and unaffiliated surplus lines insurers that are not part of The Hanover Insurance Group. When we offer insurance products to you, we will inform you which insurer will underwrite the policy.
This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described and insurance coverage is governed by actual policy language. Insurance products may be distributed through affiliated or unaffiliated entities. Certain types of insurance coverage may be provided by authorized surplus lines insurers. Surplus lines insurers do not generally participate in state Guaranty Funds and insureds are therefore not protected by such funds.
Risk Solutions
This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention. The examples in this material are provided as hypothetical and for illustration purposes only. The Hanover Insurance Company and its affiliates and subsidiaries (“The Hanover”) specifically disclaim any warranty or representation that acceptance of any recommendations contained herein will make any premises, operation or actions safe or in compliance with any law or regulation. By providing this information to you, The Hanover does not assume (and specifically disclaims) any duty, undertaking or responsibility to you. The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.
Surplus lines
All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates. Coverage may not be available in all jurisdictions and certain coverage may be provided by an eligible surplus lines insurer and procured only by a properly-licensed surplus lines broker. Surplus lines insurers do not generally participate in state Guaranty Funds and insureds are therefore not protected by such funds. This release is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation of insurance. Any inquiries regarding the subject matter should be directed through licensed insurance professionals. Please refer to the actual policy issued for complete details of coverage and exclusions.