Property

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Modern building

Your business is more than just a building, but without your property — buildings as well as equipment — your talented employees can’t do what you’ve carefully trained them to do. And when your building, your stock and your equipment is at risk, so are your employees, your business partners and your patrons.

Damage to property can come from all directions, from weather events to fires to burglary and water damage.

Hanover Risk Solutions’ team of safety experts has amassed a wealth of information on many of the risks that could sideline your business and deplete your profits.

 

 

 

Circular hurricane clouds with the word hurricane written on it

Hurricane preparedness

Hurricane preparedness

Hurricane season begins June 1. Now is the time to begin preparing if you live in a hurricane-prone area: create or update your business continuity plan; make sure your hurricane preparation supplies are assembled; and get staff ready in case the worst happens. 

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Temperature sensor

Sensor solutions

Sensor solutions

HSB’s IoT Sensors for Business can help protect your property from moisture damage, 24/7, with an easy-to-install system that monitors temperatures and moisture to help pinpoint problems before they destroy property. Sensor kits tailored to your business provide alerts using cellular technology. Contact your Risk Solutions Consultant to access this program.

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trees fallen and homes damaged from hurricane storm

Tornado preparedness

Tornado preparedness

While tornadoes can happen all year round, they're more common in the spring. Take precautions now to make sure your property is as safe as possible when the mighty winds blow. That means having a plan, or several plans, for buildings and equipment, which might mean making improvements to your building now.

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We’ve assembled the following resources to support your efforts to create safety programs to protect your property.

Business continuity

Business continuity

For more information, see our business continuity page here.

We’ve partnered with industry associates to offer products, services and training at no charge or substantial discount to help you control losses.

Browse our Partners’ resources for more information .

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Alarm system monitoring, testing and maintenance

Alarm system monitoring, testing and maintenance

This Hanover Risk Solutions Partner provides testing and inspection of alarm systems and 24/7 monitoring as well as testing and inspection of automatic sprinkler systems. 

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Energy efficiency

Energy efficiency

HSB provides our valuable policyholder with this free service: Efficiency First™, a web-based tool to help small and mid-sized businesses get control of and reduce energy costs by evaluating energy-saving methods and their return on investment.

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System maintenance webinars

Hartford Steam Boiler provides free webinars on boiler, HVAC and electrical system maintenance for employees at all levels—operators, facility directors, maintenance supervisors, even those with no engineering or technical background. 

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Appraisals and valuations

Appraisals and valuations

Duff & Phelps provides preferred pricing on important property value appraisals for Hanover policyholders, helping businesses keep up with the true value of their property in an era of rapidly rising construction costs and changing property values. Appraisal and valuation services are provided at a discount.

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Electrical Risk Management Solutions fire pull system

Electrical preventive maintenance

Electrical fires and system shut-downs can be costly, but are preventable. Electrical Preventive Maintenance outlines possible problem areas and methods of evaluating them to help head off problems before they result in fires or impact production. 

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Assess your electrical preventive maintenance

Regular maintenance is key to preventing problems in your electrical system. This easy eLearning course covers the questions you should ask about the health of your electrical system and provides insight on improving the reliability and helping prevent shut-downs.

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Freezing conditions

Freeze prevention

Frozen pipes can wreak havoc with everything – ruin stock, machinery and the building itself, and prevent your life and safety protection systems from working properly, putting your business at risk for catastrophic loss of life and property. How do you keep things un-frozen and up and running? This simple eLearning piece can help.

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Resources

We’ve assembled the following resources to support your efforts to create safety programs to protect your property.

Liability

Liability coverages provides financial protection for a driver who, while operating a vehicle, harms someone else or their property.