Prepare now. Learn how.
The Hanover's library has safety and insurance articles, videos, infographics and more to help keep your family, business and property safe. Our library and glossary of insurance terms are intended to help guide you through the insurance-buying process. Talk to your independent insurance agent to be sure you have the right combination of coverage, value and price.
All about umbrella coverage
All about umbrella coverage
15 everyday activities that suggest you need an umbrella policy
All about auto insurance
All about auto insurance
Crash course on what do after a car accident
Four coverages for your four wheels
Why are auto insurance rates rising? interactive infographic
Why am I paying more for auto insurance? video
Don't let a totaled car total your wallet
Eight ways to make the most of your insurance dollars
Learn about the ABCs of original equipment manufacturer (OEM) parts infographic
More drivers have no insurance
Benefits of new car replacement coverage
Protect your purchase with new/newer car replacement coverage video
Mechanical parts replacement coverage made clear video
High-value home and auto
High-value home and auto
The answer to all your questions about high-value home and auto insurance
Should you consider high-value insurance for your home or auto?
6 tips to protect your designer wardrobe
Keep your high-value car covered in these 6 common incidents
5 helpful tips for hiring a nanny or an au pair
Protect your seasonal home away from home
Protecting your high-value home from 5 common claims
Driving safety
Driving safety
Benefits of new car replacement coverage
Crash course on what do after a car accident
Boat insurance and safety
Boat insurance and safety
Buying a home
Buying a home
Understanding water backup coverage
Protect your home
Protect your home
4 smart ways to make your home safer
Protect your property - and what's underneath it
Top home claims- and how to prevent them
The answers to all your questions about service line coverage
Digging into service line coverage
Water backup? We can back you up.
Your home's replacement cost video
Home evaluations with The Hanover
Ways to help prevent kitchen fires
Prepping your home for winter vacation
Tips to remember before leaving for winter vacation video
What to do if you have an ice dam
Winter weather tips for homeowners
Motorcycle coverage and safety
Motorcycle coverage and safety
Riding with motorcycle insurance
Tips to prepare for a long weekend motorcycle trip
Seasonal safety
Seasonal safety
Holiday candle and fireplace safety
Pre-trip holiday travel safety tips
Winter storm weather preparation
Stay safe and warm this winter
Laying up your boat for the winter
Winter weather tips for homeowners
Seven tips to help you winterize your home
Tips to remember before leaving for winter vacation
Prepare for winter to help avoid potential insurance claims
What to do if you have an ice dam
Protect your seasonal home away from home
It's what's outside that counts
Staying safe poolside infographic
More to love, more to protect
More to love, more to protect
Combining insurance policies after "I do"
Six tips to keep your jewelry safe
Four ways to safeguard your wine
An umbrella policy offers million dollar piece of mind
15 everyday activities that suggest you need an umbrella policy
How does an umbrella policy protect you
The answers to all your questions about umbrella insurance
The answers to all your questions about high-value home and auto insurance
The best coverage options for your best friend
Understanding umbrella coverage
Scheduled items endorsement coverage made clear video
Weather safety
Weather safety
Value of an independent agent
Value of an independent agent
Benefits of working with independent agents infographic
Your insurance dollars
Your insurance dollars
Why is the cost of my home and auto insurance rising?
Mark your calendar for an annual insurance review
Eight ways to make the most of your insurance dollars
Why are auto insurance rates rising? Interactive infographic
Why is my homeowners insurance premium rising? Interactive infographic
Should I purchase insurance from the rental car company?
Three reasons to have just one insurance company
Understanding hurricane deductibles
Understanding wind deductibles
Digging in to service line coverage
Unexpected events covered by home insurance
Prepare Now Learn How offers resources for you to learn more about your insurance partners, ways to manage business risk, and tips to guide you through the insurance-buying process.
View resources by topic and by industry below.
Hanover policyholders have access to Hanover Risk Solutions professionals with an array of tools and resources to help reduce your business’ risks wherever they arise—whether it’s in your fleet or your facility, your systems or your staff.
Value of an independent agent
Value of an independent agent
Benefits of working with independent agents
Insurance insights
Insurance insights
Seven tips to buying insurance
Construction safety
Construction safety
Accident investigation policies [Risk Solutions]
Backhoe safety tips [Risk Solutions]
Best practices for managing fleet safety [Risk Solutions]
Construction jacks—self-inspection checklist [Risk Solutions]
Construction site housekeeping checklist [Risk Solutions]
Construction site security tips [Risk Solutions]
Construction workers—cold weather safety checklist [Risk Solutions]
Fall prevention checklist [Risk Solutions]
Hot work permit program [Risk Solutions]
How to prevent worksite property damage [Risk Solutions]
Mobile shredding equipment [Risk Solutions]
Quality control programs [Risk Solutions]
Safety guidelines to protect people on and off the job site [Risk Solutions]
Selecting an equipment hauler [Risk Solutions]
Understanding the role of a competent person [Risk Solutions]
Why insured surveyors matter [Risk Solutions]
Electrical safety
Electrical safety
Thermographic testing of electrical equipment [Risk Solutions]
Protecting digital control equipment from electrical transient damage [Risk Solutions]
Employee safety
Employee safety
Safe lifting [Risk Solutions]
Sample personal protective equipment policy [Risk Solutions]
Using powered industrial trucks safely [Risk Solutions]
Working outdoors in winter: the cold, hard facts [Risk Solutions]
Commercial real estate hazards [Risk Solutions]
Small business risk
Small business risk
Eight insurance risks every business needs to consider
Fire safety
Fire safety
Commercial cooking—fire safety checklist [Risk Solutions]
Fire protection and record storage [Risk Solutions]
Fire protection impairment management checklist [Risk Solutions]
Fire pump inspection testing and maintenance [Risk Solutions]
Fire safety for small businesses [Risk Solutions]
Hot work permit program [Risk Solutions]
Kitchen safety checklist [Risk Solutions]
Paper dust in record destruction [Risk Solutions]
Sprinkler system testing and maintenance [Risk Solutions]
Protecting property
Protecting property
Air supported structures [Risk Solutions]
Five signs your business property insurance needs have changed
Power industrial trucks [Risk Solutions]
Calculating your insurance to value needs
Roof inspection checklist [Risk Solutions]
Water damage prevention and control [Risk Solutions]
Insurance for retailers that keeps up with customers' preferences
Commercial real estate hazards [Risk Solutions]
Security
Security
Cargo security and theft prevention [Risk Solutions]
Cargo theft trends infographic
GPS for cargo security [Risk Solutions]
Media safes and vaults [Risk Solutions]
Take AIM at security and sales [Risk Solutions]
Three rings of protection [Risk Solutions]
Weather and business continuity
Weather and business continuity
Business continuity planning [Risk Solutions]
Hail protection for HVAC equipment and skylights [Risk Solutions]
Hurricane safety [Risk Solutions]
Employment practices
Employment practices
Avoiding disability discrimination claims
Protections for whistleblowers: What employers need to know
Reflections on real employee disability discrimination lawsuits
Professional liability
Professional liability
Five questions to assess professional liability risk
Healthcare
Healthcare
Effective communications in healthcare organizations
Home medical equipment providers insurance needs
How reporting can improve safety [Risk Solutions]
Inspection, testing and maintenance of life safety systems [Risk Solutions]
Is your growing durable medical equipment business covered? [Risk Solutions]
Safe patient handling and mobility [Risk Solutions]
Transporting the elderly and special needs passengers [Risk Solutions]
The importance of cyber security in health technology [Risk Solutions]
Manufacturing
Manufacturing
Is your manufacturing business recall-ready?
Machine shop safety checklist [Risk Solutions]
Product recall infographic [Risk Solutions]
Professional and financial services
Professional and financial services
Real estate professionals
Real estate professionals
10 tips for real estate agents to avoid getting sued
Schools and educational institutions
Schools and educational institutions
15-passenger van safety [Risk Solutions]
Air supported structures [Risk Solutions]
Bleacher safety [Risk Solutions]
How school administrators can manage 5 common risks
Managing athletes' risk in hot weather [Risk Solutions]
Passenger management [Risk Solutions]
Playground inspection [Risk Solutions]
Employment-related lawsuits against educational institutions
Technology and life sciences
Technology and life sciences
The value of claims-made policies for life sciences customers