Should you consider high-value insurance for your home or auto?

Do you drive a high performance car or live in an area with a high cost of living? Do you have a vacation home or a boat?

You might belong to the group of consumers who need more coverage than a standard home and auto package. With more complex asset protection needs, it's important to have the right coverage in place. 


You might need high value insurance if you:


Drive a high performance car


Own a boat or recreational vehicle


Own more than one home


The precise protection you need

Many insurance carriers have traditional, structured coverage packages, but those with more to protect need refined insurance coverages tailored to their needs.


More than 3 million homes in the US are worth at least $1 million and the number of million-dollar homes nationwide continues to grow.1

That's why we offer Hanover Prestige, a combination of powerful protection, care and service, and flexibility and choice. Prestige is a tailored coverage solution that can be added to a standard coverage package, with higher or lower coverage to address more complex needs.

Powerful protection

  Prestige Auto provides a la carte insurance coverage options for high value cars or luxury cars that can be customized by vehicle, including lifetime original equipment manufacturer parts, rental coverage upgrade up to $6K and full replacement cost for a new car in the event of a total loss

  Prestige Home offers coverage for high value homes, including guaranteed replacement cost with a cash settlement option and coverage for hotels and meals for throughout a loss of use of your home, with no limits. It also includes service line coverage of $20K to cover electrical and plumbing lines to the street.

  Prestige Condo offers protection to condo and co-op owners, for the home and possessions, with limits starting at $250K. With built-in coverage for loss of use, water backup, loss mitigation, personal liability and more, it's versatile, valuable protection.

Care and service

In addition to strong protection, Hanover Prestige provides a level of service above and beyond the standard, including:

Flexibility and choice

What truly sets Hanover Prestige apart is the flexibility and choice in customizing coverage options. You can work with your independent agent to determine the combination of price and protection that's right for you and your needs.

Hanover Prestige is available on auto and/or home policies. It is also available on just one car or on all of your vehicles. Coverages for other structures and contents can be adjusted up or down based on your needs and all Prestige auto coverages can be added a la carte.

Learn more

Interested in learning more? Contact your independent agent to see if Hanover Prestige is right for your needs.

Find an agent near you


1 Million-Dollar Creep: Neighborhoods Crossing Over

All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates (“The Hanover”). Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage.