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The complex dangers of spoilage for life sciences organizations

Life sciences organizations handle materials and develop products in environments that are heavily regulated and climate controlled. This makes them uniquely vulnerable to costly and damaging claims in the event of spoilage and contamination. Agents can play a crucial role in helping these organizations navigate these risks and ensure their operations are properly prepared and protected.

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Hand with rubber glove reaching for a scientific vial in a refrigerator



The importance of inspecting plumbing supply lines

An important step to avoiding water damage is to regularly inspect and replace plumbing lines - the hoses that hook up to toilets, kitchen sinks and more. Here's what to look for, and when to replace.

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close up view of a plumbing supply line

How to spot hazardous trees on your property

It's important to regularly inspect trees on your property. Here are signs to look for that indicate a tree may pose a danger to a home, and next steps if you spot potential problems.

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A large maple tree casts shade on a red two-story house




Mark your calendar for an annual insurance review

This article helps remind personal insurance customers to review their policies annually with their independent agent to make sure they have the right coverage and enough of it.

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Why are home insurance costs rising?

Home insurance rates are rising due to nationwide trends impacting the cost to rebuild homes in the event of a loss. This article details some of the key factors causing a rise in premiums, including more frequent and severe weather, higher material costs, labor shortages and more. Suggestions for insurance coverage to consider are included in order to have the right coverage and enough of it.

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Illustrated image of a neighborhood. Rain, fire, tornado and wind are impacting each home.


Impairment report

Safety and alarm system impairments, whether for long or short term, should be reported to your insurance provider. This form can be submitted quickly by email.

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Economic stress tests workers' comp plans

To survive, and even thrive, during these times, flexibility is key for workforce safety.

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Why are insurance costs rising for drivers?

Auto insurance rates are rising due to inflation and other nationwide trends. This article details some of the key factors causing a rise in premiums, including an increase in vehicle fatalities, repair costs, rental prices and more.

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