Retail
In today’s world, risks from electronic transactions and potentially costly recalls in addition to crime and property damage could affect any retailer. Our specialized Hanover Retail Advantage solution offers top-rated coverage for retailers at very competitive rates. Hanover Retail Advantage is designed to meet the insurance needs of retailers of merchandise generally used for personal or household consumption. Examples include:
Art supply stores
Book and magazine stores
Clothing stores (men’s and women’s)
Drug stores
Electronic stores
Florists
Footwear stores
Garden centers (selected)
General merchandise
Gourmet food stores
Hardware and home centers
Jewelry stores
Sporting goods stores (selected)
End-to-end coverage for retailers
We offer retailers many products to protect their property, autos, employees and patrons, with broad solutions that are cost-effective and convenient. Beyond the core policy of our Retail Advantage program, we offer expanded options including equipment breakdown coverage, enhanced building definition, private company management liability and more. We can help tailor your policy to help meet your needs, and even offer convenient, automated premium payments to fit your budget.
Industry-specific coverages
Industry-specific coverages
- Commercial package policy
- Commercial property
- Commercial general liability
- Commercial auto
- Workers’ compensation
- Commercial follow form excess and umbrella
Specialized coverages and endorsements
Specialized coverages and endorsements
- Seasonal increase business personal property coverage
- Brands and labels
- E-commerce
- Data breach
- Property in-transit
- Sewer backup
- Outdoor property coverage (including signs)
- Product recall coverage
- Global general liability endorsement
- Business income and extra expense from dependent properties
Specialized products for enhanced protection
Specialized products for enhanced protection
- Inland marine, including coverage for jewelry, furs, and musical instruments
- Private company management liability
- Fidelity and crime
- Commercial surety (sales tax bonds)
Featured resources
Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.
