Specialized insurance for the healthcare industry
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Today’s healthcare businesses face enormous risks, from allegations of abuse to traditional property exposures from theft, fires, and damaged goods in transit. Hanover Healthcare offers one-stop shopping with tailored coverages designed by our highly-specialized experts to help address the risks facing allied healthcare and eldercare organizations.


Durable medical equipment

  • Diagnostic equipment
  • Life support equipment
  • Medical equipment and distribution
  • Medical supplies
  • Orthotic and prosthetic products and services


  • Independent living communities
  • Assisted living facilities
  • Memory care and Alzheimer’s
  • Skilled nursing facilities
  • Continuing care facilities

Healthcare facilities

  • Ambulatory surgery centers
  • Behavioral health
  • Cancer treatment centers
  • Community health centers
  • Convenience care clinics
  • Dialysis centers
  • Hospice providers
  • Imaging centers
  • Medical laboratories
  • Occupational health clinics
  • Physical, occupational and speech therapy
  • Sleep study centers
  • Student health centers
  • Urgent care clinics



Home healthcare

  • Companion care
  • Dialysis therapy
  • Home infusion therapy
  • Hospice care
  • Minor medical care
  • Physical, occupational and speech therapy
  • Skilled nursing care
  • Wound care


  • Closed pharmacies
  • Retail pharmacies
  • Veterinary pharmacies

End-to-end insurance solutions for healthcare businesses

We offer healthcare businesses insurance products to protect their property, autos, employees and customers.

Industry-specific coverages

Industry-specific coverages

  • Professional liability
  • General liability
  • Property
  • Auto
  • Umbrella

Specialized coverages and endorsements

Specialized coverages and endorsements

  • Independent medical and non-medical contractors coverage
  • Medical director’s coverage
  • Administrative defense coverage endorsement—covers expenses related to any federal, state, local or other third party investigations (i.e. Medicare/Medicaid, HIPAA)
  • Physical abuse, sexual misconduct and sexual molestation coverage
  • Client property coverage
  • Emergency event management coverage

Specialized products for enhanced protection

Specialized products for enhanced protection

  • Medicare and other surety bonds
  • Fidelity and crime
  • Inland marine

More value for healthcare businesses

Our underwriting, claims, and risk management professionals have years of healthcare experience. We can offer comprehensive solutions that are cost-effective and convenient. We can help tailor your policy to meet your needs, and even offer convenient, automated premium payments to fit your budget.

Risk Solutions

Risk Solutions

The Hanover's team of risk specialists offer a suite of custom solutions that can help reduce risk and prevent claims as often as possible, enabling healthcare organizations to concentrate on delivering their services

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9 out of 10 customers with a paid home, business or auto claim are likely to recommend The Hanover to a colleague, family member or friend.

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Featured resources

Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.