Specialized insurance for construction
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Construction

Accidents, project delays and unhappy clients are potential risks for construction contractors. Our Hanover Construction Advantage insurance solution offers top-rated coverage at very competitive rates. We offer insurance for select commercial and service contractors.

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General contractors

Building construction or remodeling commercial buildings, institutional buildings and public works

Heavy contractors

Small bridges, roads, communications lines and structures, irrigation or drainage construction, sewers, water or steam mains

Trade contractors

Plumbing, HVAC, electrical, concrete, carpentry, furniture fixture install, machinery install

End-to-end insurance solutions for construction contractors

Our underwriting, claims, and risk management professionals have worked with construction contractors for many years. We offer comprehensive solutions that are cost-effective and convenient. We help tailor your contractor’s insurance policy to meet your needs, and even offer convenient, automated premium payments to fit your budget.

Industry-specific coverage

Industry-specific coverage

  • Commercial package policy
  • Commercial property
  • Commercial general liability
  • Commercial auto
  • Commercial follow form excess and umbrella
  • Workers’ compensation

Specialized coverages and endorsements

Specialized coverages and endorsements

  • Per project aggregate
  • Blanket additional insured
  • Contractors limited pollution liability endorsement

Specialized products for enhanced protection

Specialized products for enhanced protection

  • Inland marine (contractors equipment coverage, builder’s risk)
  • Hanover Specialty Insurance Brokers (pollution)
  • Private company management liability
  • Contract surety
  • Commercial surety
    • License and permit bonds
    • Street/highway permit bonds

Valuable services for contractors

Risk Solutions

Risk Solutions

Hanover Risk Solutions professionals meet the challenges of Hanover policyholders with a comprehensive array of tools to help reduce your business’s risks wherever they arise—whether it’s in your fleet or your facility, your systems or your staff

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Claims

Claims

93% of customers with a claim would recommend us to a friend. If you ever need to make a claim, you'll be glad you have The Hanover.

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Featured resources

Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.