General liability insurance for businesses
Our suite of general liability offerings are designed to help protect businesses against costly damage, injury and suits. Our industry-specific enhancement endorsements include:
Base broadening endorsement
When included as part of a total insurance solution, this endorsement includes 13 coverages and enhancements common across all industries, such as knowledge of occurrence, liberalization clause and unintentional failure to notify.
Industry-specific or general enhancement endorsement
When included as part of a total insurance solution, this further enhances the base broadening endorsement to meet challenging exposures.
Every business should consider supplementing their standard insurance coverage with general liability, including:
Bundled account solutions offer more value
When you purchase multiple commercial policies from The Hanover through your local independent agent, you will enjoy the convenience of one contact for all your insurance needs -- including customer service, insurance billing, renewals and claims.
When it comes to protecting your fleet, we can help. Our commercial auto insurance fits perfectly with our package solutions, and reduces the risk that comes with having multiple policies with multiple insurance companies.
Businesses are required to carry workers' compensation insurance in almost every state, although requirements for coverage vary. We can help find the right workers' compensation coverage for your business.
The Hanover's umbrella coverage can fill gaps on general liability and auto policies and protect your company from financial disaster with flexible limits up to $25 million, at affordable rates.
Surety bonds provide a financial guarantee that your business will perform contractual obligations or comply with regulations, and are often needed to run your business.
Services for our customers
Our underwriting, claims, and risk management professionals have many years of experience providing valuable services for policyholders.
The Hanover offers a variety of tools and resources, as well as the services of a network of preferred service providers, to help you mitigate the risks faced by businesses.
Our industry-leading claim services and 24/7 reporting help you get back to business quickly. If you ever need to make a claim, you'll be glad you have The Hanover.
Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.
Learn more about general liability
From amateur sports to contractors, religious institutions to technology, The Hanover may have a liability solution for you. Contact a Hanover agent to learn more.