Renters insurance
While your landlord may insure the structure of your apartment, protecting what’s inside is up to you. Enjoy the peace of mind that comes with knowing your belongings are protected with renters insurance.
Renters insurance from The Hanover provides affordable coverage for your personal belongings, loss of use, liability claims and more. You can even tailor your coverage to meet your insurance needs.
Coverage options for every lifestyle
Basic coverage
Basic coverage
The Hanover’s basic renters policy covers:
- Personal belongings
- Loss of use
- Liability claims
- Building additions and alterations
- Medical payments to others
Select coverage
Select coverage
Select coverage includes basic coverage, and four additional coverages:
- Personal property replacement cost
- Identity fraud
- Refrigerated products
- Lock replacement
Select plus coverage
Select plus coverage
Select plus coverage includes all select level coverages, plus:
- Special personal property coverage
- Water backup and sump overflow
- Personal injury
- Waive deductible
We’re committed to providing you with the auto, home and supplemental property insurance coverage you need to protect what matters most to you.
That's why we’ve made it easy to get the protection you need in one convenient bundled package. You’ll benefit from one policy, one coverage effective date and one bill. Plus, you also save money on both your auto and home premiums when both policies are insured with The Hanover.
Coverage to consider
Water backup
Water backup
Water damage incidents are often not covered by a basic home policy. That's why it's important to make sure you are protected with water backup coverage.
Scheduled items
Scheduled items
With valuable items, such as engagement rings or heirloom pieces, scheduled personal property coverage provides coverage for the full value of the item beyond the basic limits on your renters policy.
Umbrella
Umbrella
An umbrella policy can provide broader coverage and higher liability limits than what is available as a part of your renters policy.
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Lots of options. Really great price, customer service explained everything. Lot of different endorsements to add. Only insurance you need.