Hanover Prestige
With Hanover Prestige, you receive:
- Powerful protection — because you have more complex insurance needs
- Flexibility and choice — allowing you to craft the coverage plan that's right for you and your lifestyle
- Care and service — delivered by designated claims professionals with extensive expertise in the unique features of high-value homes and autos like yours
Coverage and confidence
As a Hanover customer, you'll be able to partner with risk consultants who understand the unique features of your home and how to best protect the life you live, and designated claims experts who will be at their best when things for you are at their worst. Read testimonials from customers like you who trust the Hanover to protect the legacy they've built.
Plus, we offer additional resources when you are looking to make updates to your home, or take preventative measures against further risk. Visit our partners in protection page for more information on services and discounts available through our preferred service vendors.
Prestige global rental
Prestige global rental
Do you ever wonder if you should be purchasing the extra insurance when renting a car? With Prestige global rental coverage, you receive worldwide protection when involved in an accident with a rental car. Plus it has coverage for out of pocket expenses for loss of use or loss of value the rental company may charge.
Prestige rental upgrade
Prestige rental upgrade
Provides up to $6K in rental car coverage without a daily limit, so you don't have to sacrifice size or luxury while your car is being repaired due to a claim.
Prestige lifetime OEM
Prestige lifetime OEM
In the event of a repair resulting from a claim, you will receive the brand name original equipment manufacturer (OEM) parts, regardless of how old your vehicle is. And, they come with a lifetime guarantee.
Hanover Prestige Home
Your home isn't just a house. It's the showpiece of the life you've worked hard to build, the home of the people and possessions you care most deeply about.
Hanover Prestige Home is a unique suite of coverage developed specifically for individuals and families with homes like yours.
Guaranteed replacement cost plus
Guaranteed replacement cost plus
This coverage offers the added flexibility of a cash settlement option, allowing you to rebuild, downsize or even start over somewhere else, in the event of a total loss.
Flexible limits
Flexible limits
Most home insurance policies provide protection for personal belongings at a standard of 50% of the home's replacement cost. For some that is too much, others too little. The Hanover gives you the choice of selecting the amount of coverage for your personal belongings that is right for you, with ranges of 30%-150% of your home's insured value (Coverage A).
Loss mitigation expense
Loss mitigation expense
In the event of a claim exceeding $10K, this coverage offers up to $2,500 for steps you take to help protect against that loss from occurring again.
Ask your agent about:
- Other structures on your property - Adjust the coverage on your policy for additional structures
- Coverage for your valuable items - Protect your prized possessions, such as jewelry or fine arts with a Valuable Items Plus endorsement or by scheduling individual items for their agreed value.
Coverage for condo owners, too
Hanover Prestige Condo offers protection to condo and co-op owners, for the homes and possessions they cherish, with limits starting at $250K. With built-in coverage for loss of use, water backup, loss mitigation, personal liability and more, it's versatile, valuable "walls-in" protection.
Help me with....
I couldn't have had a better experience. From start to finish, all the staff that I dealt with were helpful and understanding. A big thank you to all!
Coverage made clear
Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.
Plus, we offer additional resources when you are looking to make updates to your home, or take preventative measures against further risk. Visit our partners in protection page for more information on services and discounts available through our preferred service vendors.
