Hanover Prestige

Your lifestyle is exciting and unique. You deserve crafted protection you can feel confident in. Hanover Prestige is our distinctive brand of personal insurance options for higher-value homes and auto. Prestige offers you options to taillor your insurance to help meet your needs.

With Hanover Prestige, you receive:

  • Powerful protection — because you have more complex insurance needs
  • Flexibility and choice — allowing you to craft the coverage plan that's right for you and your lifestyle
  • Care and service — delivered by designated claims professionals with extensive expertise in the unique features of high-value homes and autos like yours
     

Coverage and confidence

As a Hanover customer, you'll be able to partner with risk consultants who understand the unique features of your home and how to best protect the life you live, and designated claims experts who will be at their best when things for you are at their worst. Read testimonials from customers like you who trust the Hanover to protect the legacy they've built. 

Plus, we offer additional resources when you are looking to make updates to your home, or take preventative measures against further risk. Visit our partners in protection page for more information on services and discounts available through our preferred service vendors.

Hanover Prestige Auto

Your car is a source of expression, taste, pride and freedom. It is worthy of a higher level of coverage.

Hanover Prestige Auto is high-performance coverage engineered for those customers who see their cars as not just transportation, but a reflection of their lifestyle.

Prestige global rental

Prestige global rental

Do you ever wonder if you should be purchasing the extra insurance when renting a car? With Prestige global rental coverage, you receive worldwide protection when involved in an accident with a rental car. Plus it has coverage for out of pocket expenses for loss of use or loss of value the rental company may charge.

Prestige rental upgrade

Prestige rental upgrade

Provides up to $6K in rental car coverage without a daily limit, so you don't have to sacrifice size or luxury while your car is being repaired due to a claim.

Prestige lifetime OEM

Prestige lifetime OEM

In the event of a repair resulting from a claim, you will receive the brand name original equipment manufacturer (OEM) parts, regardless of how old your vehicle is. And, they come with a lifetime guarantee.

Hanover Prestige Home

Your home isn't just a house. It's the showpiece of the life you've worked hard to build, the home of the people and possessions you care most deeply about. 

Hanover Prestige Home is a unique suite of coverage developed specifically for individuals and families with homes like yours.

Guaranteed replacement cost plus

Guaranteed replacement cost plus

This coverage offers the added flexibility of a cash settlement option, allowing you to rebuild, downsize or even start over somewhere else, in the event of a total loss.

Flexible limits

Flexible limits

Most home insurance policies provide protection for personal belongings at a standard of 50% of the home's replacement cost. For some that is too much, others too little. The Hanover gives you the choice of selecting the amount of coverage for your personal belongings that is right for you, with ranges of 30%-150% of your home's insured value (Coverage A).

Loss mitigation expense

Loss mitigation expense

In the event of a claim exceeding $10K, this coverage offers up to $2,500 for steps you take to help protect against that loss from occurring again.

Ask your agent about:

  • Other structures on your property - Adjust the coverage on your policy for additional structures
  • Coverage for your valuable items - Protect your prized possessions, such as jewelry or fine arts with a Valuable Items Plus endorsement or by scheduling individual items for their agreed value.

Coverage for condo owners, too

Hanover Prestige Condo offers protection to condo and co-op owners, for the homes and possessions they cherish, with limits starting at $250K. With built-in coverage for loss of use, water backup, loss mitigation, personal liability and more, it's versatile, valuable "walls-in" protection.


Help me with....

Coverage made clear

Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process. 

Plus, we offer additional resources when you are looking to make updates to your home, or take preventative measures against further risk. Visit our partners in protection page for more information on services and discounts available through our preferred service vendors.