Specialized insurance for cultural institutions
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Cultural institutions

Beyond traditional slips and falls, today’s cultural institutions face risks from accusations of abuse and molestation, event emergencies, employee theft, and much more. Our specialized Cultural Institutions Advantage insurance solution offers top-rated coverage at very competitive rates. We offer insurance for a wide variety of cultural institutions.

 

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Museums

History, art, children’s science and technology, transportation and others

Libraries

Public, private, law, corporate, research and others

Historical societies

Botanical gardens and arboreta

End-to-end solutions for museums, libraries and botanical gardens

We offer cultural institutions a complete suite of products to help protect their property, autos, employees and customers. Our program offers expanded coverage options, including property, curator’s errors and omissions, employment practices, abuse and molestation, and more. We help tailor your policy to meet your needs, and even offer convenient, automated premium payments to fit your budget.

Industry-specific coverage

Industry-specific coverage

  • Commercial package policy
  • Commercial property
  • Commercial general liability
  • Commercial auto
  • Commercial follow form excess and umbrella
  • Workers’ compensation

Specialized coverages and endorsements

Specialized coverages and endorsements

  • Cultural institutions property broadening endorsement
  • Fine arts coverage
  • Emergency event management coverage
  • Sexual misconduct and sexual molestation coverage

Specialized products for enhanced protection

Specialized products for enhanced protection

  • Inland marine (collections coverage/transit coverage)
  • Ocean cargo (worldwide transit)
  • Miscellaneous professional liability (curators E&O)
  • Management liability (nonprofit and private company)
  • Commercial surety

More value for cultural institutions

In addition to the core policy, our underwriting, claims, and risk management professionals have many years of experience in providing service for cultural institutions. We offer comprehensive solutions that are cost-effective and convenient. Policyholders also benefit from Risk Solutions consultation services, including fire prevention, food safety in cafeterias, slip and fall prevention and security assessments relating to transportation, packing and unpacking.

 

Risk Solutions

Risk Solutions

Non-profit doesn’t mean non-risk, and Hanover Risk Solutions has studied the unique risks faced by these valuable resources found in every city and town, including staying prepared for a weather emergency, keeping interactive exhibits safe for patrons, and keeping staff aware of the risks of abuse/molestation.

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Claims

Claims

Our industry-leading claim services and 24/7 reporting help you get back to business quickly. If you ever need to make a claim, you'll be glad you have The Hanover.

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Featured resources

Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.