Protecting you behind the wheel
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Adding a new driver

Safe driving habits are always in season  especially when there’s a new driver on the road. When it’s time to add a teen driver to your auto insurance policy, consider our deductible options and review the protection we offer to help keep everyone safe. 

Coverage for peace of mind

SafeTeen

SafeTeen

Our suite of coverage options is designed to help educate teens on driving safety, make parents feel at ease and save money along the way.

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Second chance accident forgiveness

Second chance accident forgiveness

If a new driver gets into an accident, but they’re a safe driver, you don’t have to start paying more for your auto insurance.

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New/newer car replacement

New/newer car replacement

What if one of your cars gets totaled in an accident? The amount of insurance coverage you receive could be equal the value of the car at the time of the accident and not the full replacement cost of the same vehicle new. We offer ways to help you avoid paying out of pocket.

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Rental car

Rental car

If an unfortunate event of an accident happens in a rented auto, don't worry. We pay for the damage done to the rental car.

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Umbrella

Umbrella

With more people in your family on the road, you've got more to protect. An umbrella policy allows you to add extra protection.

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Deductible dividends

Deductible dividends

With deductible dividends, your collision deductible is reduced as soon as the endorsement is added to your policy. Over the course of five years, this could save you up to $500 off your deductible.

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Talk to an agent

Our experienced independent agent partners can help you make decisions — with your best interest in mind — on how to adjust your insurance coverage when adding a teen driver to your policy. 

Educate, coach and protect

SmartPath

SmartPath

Our teen driver mobile app tracks a teen's driving habits and provides an overall score based on distracted driving, speed, hard braking and more. With helpful tips on how to improve scores, Amazon rewards for safe driving behaviors, and a discount on your Hanover auto policy, your teen will be on the right path in no time.

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ParentChoice

ParentChoice

When our ParentChoice safe teen deductible option is added to vehicles that aren't usually driven by a teen, you can save money and protect your cars. With a discount on the parent's policy, teens get one more reason to drive their car and not yours. The choice is yours.

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