Adding a new driver
Safe driving habits are always in season — especially when there’s a new driver on the road. When it’s time to add a teen driver to your auto insurance policy, consider our deductible options and review the protection we offer to help keep everyone safe.
Coverage for peace of mind
SafeTeen
SafeTeen
Our suite of coverage options is designed to help educate teens on driving safety, make parents feel at ease and save money along the way.
Learn moreSecond chance accident forgiveness
Second chance accident forgiveness
If a new driver gets into an accident, but they’re a safe driver, you don’t have to start paying more for your auto insurance.
Learn moreNew/newer car replacement
New/newer car replacement
What if one of your cars gets totaled in an accident? The amount of insurance coverage you receive could be equal the value of the car at the time of the accident and not the full replacement cost of the same vehicle new. We offer ways to help you avoid paying out of pocket.
Learn moreRental car
Rental car
If an unfortunate event of an accident happens in a rented auto, don't worry. We pay for the damage done to the rental car.
Learn moreUmbrella
Umbrella
With more people in your family on the road, you've got more to protect. An umbrella policy allows you to add extra protection.
Learn moreDeductible dividends
Deductible dividends
With deductible dividends, your collision deductible is reduced as soon as the endorsement is added to your policy. Over the course of five years, this could save you up to $500 off your deductible.
Learn moreTalk to an agent
Our experienced independent agent partners can help you make decisions — with your best interest in mind — on how to adjust your insurance coverage when adding a teen driver to your policy.
Educate, coach and protect
SmartPath
SmartPath
Our teen driver mobile app tracks a teen's driving habits and provides an overall score based on distracted driving, speed, hard braking and more. With helpful tips on how to improve scores, Amazon rewards for safe driving behaviors, and a discount on your Hanover auto policy, your teen will be on the right path in no time.
ParentChoice
ParentChoice
When our ParentChoice safe teen deductible option is added to vehicles that aren't usually driven by a teen, you can save money and protect your cars. With a discount on the parent's policy, teens get one more reason to drive their car and not yours. The choice is yours.