International
Hanover GlobalReach
Conducting business abroad can take many forms, including sending staff overseas, running foreign offices and importing or exporting products or services. We've developed Hanover GlobalReach to help protect businesses from the inherent risks that come along with conducting international business. This coverage solution helps minimize gaps in coverage, enabling business owners and employees to confidently do business abroad.
Our broad range of coverage can be tailored for your company. We will work with your agent to help identify and assess your company's unique insurance needs and coordinate placement of your domestic and international insurance programs, creating a seamless account solution. Our GlobalReach offering includes:
Broad global property
Broad global property
Covers property-in-transit, difference-in-conditions, coinsurance deficiency, currency devaluation, international confiscation and more
Broad global liability
Broad global liability
Covers defense costs and suits brought against a policyholder internationally
International business auto
International business auto
Covers bodily injury, property and physical damage, medical payments and covered pollution cost
Foreign voluntary workers' compensation
Foreign voluntary workers' compensation
Covers bodily injury by accident, disease or endemic disease, employers liability and excess repatriation expense
Kidnap, ransom, and extortion
Kidnap, ransom, and extortion
Covers reimbursement of ransom, insured's and victim's expenses, and the defense of the insured for a suit arising out of a covered event
Business travel accidents
Business travel accidents
Covers accidental death and dismemberment, emergency accident and sickness medical expense and emergency medical and political repatriation
Admitted policies
Admitted policies
Through our partnership with the RSA Insurance Group, one of the world's longest standing general insurers, we are able to access a global network of highly respected local insurers in countries in which you conduct foreign business. This network helps ensure we can offer admitted policies that are compliant with local laws and legislation in more than 180 countries.
Controlled master program (CMP)
Controlled master program (CMP)
We offer a controlled master program that works in conjunction with the Hanover GlobalReach offering to minimize gaps often found in local admitted policies.
Broad global property
Broad global property
Covers property-in-transit, difference-in-conditions, coinsurance deficiency, currency devaluation, international confiscation and more
Broad global liability
Broad global liability
Covers defense costs and suits brought against a policyholder internationally
International business auto
International business auto
Covers bodily injury, property and physical damage, medical payments and covered pollution cost
Foreign voluntary workers' compensation
Foreign voluntary workers' compensation
Covers bodily injury by accident, disease or endemic disease, employers liability and excess repatriation expense
Kidnap, ransom, and extortion
Kidnap, ransom, and extortion
Covers reimbursement of ransom, insured's and victim's expenses, and the defense of the insured for a suit arising out of a covered event
Business travel accidents
Business travel accidents
Covers accidental death and dismemberment, emergency accident and sickness medical expense and emergency medical and political repatriation
Admitted policies
Admitted policies
Through our partnership with the RSA Insurance Group, one of the world's longest standing general insurers, we are able to access a global network of highly respected local insurers in countries in which you conduct foreign business. This network helps ensure we can offer admitted policies that are compliant with local laws and legislation in more than 180 countries.
Controlled master program (CMP)
Controlled master program (CMP)
We offer a controlled master program that works in conjunction with the Hanover GlobalReach offering to minimize gaps often found in local admitted policies.
Valuable services for international customers
Our underwriting, claims, and risk management professionals have many years of experience providing valuable services for policyholders.
Risk Solutions
Risk Solutions
The Hanover understands the challenges of doing business in today’s complex global business environment, and is here to help. We offer an array of tools and resources to help manage risks and sustain long-term business success.
Claims
Claims
Our industry-leading claim services and 24/7 reporting help you get back to business quickly. If you ever need to make a claim, you'll be glad you have The Hanover.
Featured resources
Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.
Take on the world
Hanover GlobalReach provides the broad protection you need to confidently conduct business abroad. Contact your local Hanover agent today to find out more about our international offering.