Insurance solutions for businesses that go abroad

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International

Hanover GlobalReach

Conducting business abroad can take many forms, including sending staff overseas, running foreign offices and importing or exporting products or services. We've developed Hanover GlobalReach to help protect businesses from the inherent risks that come along with conducting international business. This coverage solution helps minimize gaps in coverage, enabling business owners and employees to confidently do business abroad.

Our broad range of coverage can be tailored for your company. We will work with your agent to help identify and assess your company's unique insurance needs and coordinate placement of your domestic and international insurance programs, creating a seamless account solution. Our GlobalReach offering includes:

Three Column

Broad global property

Broad global property

Covers property-in-transit, difference-in-conditions, coinsurance deficiency, currency devaluation, international confiscation and more

Broad global liability

Broad global liability

Covers defense costs and suits brought against a policyholder internationally

International business auto

International business auto

Covers bodily injury, property and physical damage, medical payments and covered pollution cost

Foreign voluntary workers' compensation

Foreign voluntary workers' compensation

Covers bodily injury by accident, disease or endemic disease, employers liability and excess repatriation expense

Kidnap, ransom, and extortion

Kidnap, ransom, and extortion

Covers reimbursement of ransom, insured's and victim's expenses, and the defense of the insured for a suit arising out of a covered event

Business travel accidents

Business travel accidents

Covers accidental death and dismemberment, emergency accident and sickness medical expense and emergency medical and political repatriation

 

Admitted policies

Admitted policies

Through our partnership with the RSA Insurance Group, one of the world's longest standing general insurers, we are able to access a global network of highly respected local insurers in countries in which you conduct foreign business. This network helps ensure we can offer admitted policies that are compliant with local laws and legislation in more than 180 countries.

Controlled master program (CMP)

Controlled master program (CMP)

We offer a controlled master program that works in conjunction with the Hanover GlobalReach offering to minimize gaps often found in local admitted policies.

Broad global property

Broad global property

Covers property-in-transit, difference-in-conditions, coinsurance deficiency, currency devaluation, international confiscation and more

Broad global liability

Broad global liability

Covers defense costs and suits brought against a policyholder internationally

International business auto

International business auto

Covers bodily injury, property and physical damage, medical payments and covered pollution cost

Foreign voluntary workers' compensation

Foreign voluntary workers' compensation

Covers bodily injury by accident, disease or endemic disease, employers liability and excess repatriation expense

Kidnap, ransom, and extortion

Kidnap, ransom, and extortion

Covers reimbursement of ransom, insured's and victim's expenses, and the defense of the insured for a suit arising out of a covered event

Business travel accidents

Business travel accidents

Covers accidental death and dismemberment, emergency accident and sickness medical expense and emergency medical and political repatriation

 

Admitted policies

Admitted policies

Through our partnership with the RSA Insurance Group, one of the world's longest standing general insurers, we are able to access a global network of highly respected local insurers in countries in which you conduct foreign business. This network helps ensure we can offer admitted policies that are compliant with local laws and legislation in more than 180 countries.

Controlled master program (CMP)

Controlled master program (CMP)

We offer a controlled master program that works in conjunction with the Hanover GlobalReach offering to minimize gaps often found in local admitted policies.

Valuable services for international customers

Our underwriting, claims, and risk management professionals have many years of experience providing valuable services for policyholders.

Risk Solutions

Risk Solutions

The Hanover understands the challenges of doing business in today’s complex global business environment, and is here to help. We offer an array of tools and resources to help manage risks and sustain long-term business success.

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Claims

Claims

Our industry-leading claim services and 24/7 reporting help you get back to business quickly. If you ever need to make a claim, you'll be glad you have The Hanover.

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Featured resources

Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.

Take on the world

Hanover GlobalReach provides the broad protection you need to confidently conduct business abroad. Contact your local Hanover agent today to find out more about our international offering.