Specialized insurance solutions for wholesalers and distributors
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Wholesale and distribution

Hanover Wholesale Advantage is designed to meet the needs of a wide range of wholesalers and distributors, including:

 
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Apparel and piece goods

Electrical and electronic products

Furniture and home furnishings

Hardware, plumbing and heating equipment

Household appliances

Industrial and service paper

Machinery (excluding construction, mining and agricultural)

Medical, dental and hospital equipment

Metal service centers

Office and other commercial equipment

End-to-end coverage for wholesalers and distributors

We offer wholesale and distribution firms many products to help protect their property, autos, and employees.

Industry-specific coverages

Industry-specific coverages

  • Commercial package policy
  • Commercial property
  • Commercial general liability
  • Commercial auto
  • Commercial follow form excess and umbrella
  • Workers’ compensation

Specialized coverages and endorsements

Specialized coverages and endorsements

  • Equipment breakdown coverage
  • Seasonal increase business personal property coverage
  • Business income and extra expense from dependent properties
  • E-commerce coverage
  • Data breach coverage
  • Suite of general liability broadening coverages
  • Global general liability endorsement
  • Auto broadening and broadened towing and labor endorsements

Specialized products for enhanced protection

Specialized products for enhanced protection

More value for wholesalers and distributors

Our underwriting, claims, and risk management professionals have many years of experience providing service for wholesalers and distributors. We offer comprehensive solutions that are cost-effective and convenient. We help tailor your policy to meet your needs, and even offer convenient, automated premium payments to fit your budget.

Risk Solutions

Risk Solutions

A long list of incidents and accidents can keep wholesale goods from becoming the goods others sell at retail. Our risk management services offer ways to mitigate those risks. 

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Claims

Claims

9 out of 10 customers with a paid home, business or auto claim are likely to recommend The Hanover to a colleague, family member or friend.

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Featured resources

Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.