Marine
Marine insurance from The Hanover
Your business, like so many other businesses across The United States, has Inland and Ocean Marine exposures that require specific coverage to protect equipment, tools, papers, and other valuables. Finding the marine coverage that is right for you can be complicated, time-consuming and cost-prohibitive. That’s where The Hanover and your local independent agent come in.
A top-10 marine carrier, The Hanover has the expertise to develop custom marine insurance solutions with industry-specific coverages to meet your unique business needs. Our team includes expert risk managers who can find ways to help reduce your risk, plus dedicated, 24/7 claims specialists to process your claim quickly and fairly.
The Hanover offers marine coverage for industries including:
- Building and construction
- Transportation
- Communication
- Energy
- Healthcare
- Educational services
- Cultural institutions
- Manufacturing and wholesale
The Hanover’s comprehensive Inland and Ocean Marine portfolio includes:
Construction
Construction
- Residential builders
- Commercial builders
- Single projects or blanket policies
Contractors equipment
Contractors equipment
- Road and sewer construction
- Building contractors
- General contractors
Transportation and logistics
Transportation and logistics
- Motor truck cargo
- Shippers interest
- Ocean cargo
- Warehousing
- Moving and storage (household goods)
Communication
Communication
- Communication equipment
- Radio and TV broadcasting equipment
- Telecommunication equipment (e.g., cell towers)
- Mobile transmission equipment
Energy services
Energy services
- Oil and gas field property
- Clean energy
Collectibles
Collectibles
- Musical equipment
- Antique dolls
- Ham radios
- Antique firearms
- Antique automobiles
Entertainment and cultural institutions
Entertainment and cultural institutions
- Museums
- Performing arts and community theatres
- Musical instruments
- Theatre props and stage equipment
- Carnivals and fairs
- Galleries and dealers
- Outdoor art centers
- Auctioneers
Public entities
Public entities
- Property
- Builders risk
- Mobile equipment
- Automobile physical damage
Healthcare
Healthcare
- Medical diagnostic equipment
- Mobile medical diagnostic equipment
- Medical instruments
- Construction of all types healthcare facilities
Educational services
Educational services
- Schools
- Property coverage
- Builders risk
- Student computers, laptops and equipment
- Musical instruments
- Sports equipment
- Operational and maintenance tools and equipment
- Libraries
- Contents and periodicals
Recreational marine businesses
Recreational marine businesses
- Marinas
- Boat dealers
- Yacht clubs
- Boat yards
- Regional boat builders
Luxury yacht
Luxury yacht
- Vessels with hull values ranging from $500,000 to $6 million
- An approved, full-time licensed captain (for vessels with hull values greater than $2 million)
Construction
Construction
- Residential builders
- Commercial builders
- Single projects or blanket policies
Contractors equipment
Contractors equipment
- Road and sewer construction
- Building contractors
- General contractors
Transportation and logistics
Transportation and logistics
- Motor truck cargo
- Shippers interest
- Ocean cargo
- Warehousing
- Moving and storage (household goods)
Communication
Communication
- Communication equipment
- Radio and TV broadcasting equipment
- Telecommunication equipment (e.g., cell towers)
- Mobile transmission equipment
Energy services
Energy services
- Oil and gas field property
- Clean energy
Collectibles
Collectibles
- Musical equipment
- Antique dolls
- Ham radios
- Antique firearms
- Antique automobiles
Entertainment and cultural institutions
Entertainment and cultural institutions
- Museums
- Performing arts and community theatres
- Musical instruments
- Theatre props and stage equipment
- Carnivals and fairs
- Galleries and dealers
- Outdoor art centers
- Auctioneers
Public entities
Public entities
- Property
- Builders risk
- Mobile equipment
- Automobile physical damage
Healthcare
Healthcare
- Medical diagnostic equipment
- Mobile medical diagnostic equipment
- Medical instruments
- Construction of all types healthcare facilities
Educational services
Educational services
- Schools
- Property coverage
- Builders risk
- Student computers, laptops and equipment
- Musical instruments
- Sports equipment
- Operational and maintenance tools and equipment
- Libraries
- Contents and periodicals
Recreational marine businesses
Recreational marine businesses
- Marinas
- Boat dealers
- Yacht clubs
- Boat yards
- Regional boat builders
Luxury yacht
Luxury yacht
- Vessels with hull values ranging from $500,000 to $6 million
- An approved, full-time licensed captain (for vessels with hull values greater than $2 million)
End-to-end protection for professionals
In addition to our Marine solutions, we also offer a full suite of products to help protect your business’ property, autos, employees and clients.
Auto
Auto
When it comes to protecting your fleet, we can help. Our commercial auto insurance fits perfectly with our package solutions, and reduces the risk that comes with having multiple policies with multiple insurance companies.
Workers' compensation
Workers' compensation
Businesses are required to carry workers' compensation insurance in almost every state, although requirements for coverage vary. We can help find the right workers' compensation coverage for your business.
Umbrella
Umbrella
The Hanover's umbrella coverage can fill gaps on general liability and auto policies and protect your company from financial disaster with flexible limits up to $25 million, at affordable rates.
Surety
Surety
Surety bonds provide a financial guarantee that your business will perform contractual obligations or comply with regulations, and are often needed to run your business.
Insurance solutions with more value
Our agents, risk managers, and claims professionals have the expertise to help tailor coverage to meet your needs. We offer robust risk solutions, and if the unexpected happens, our industry-leading claim services and 24/7 reporting will help you get back to business quickly. To help you manage your budget, we offer direct billing with multiple payment options to help make insurance payments convenient and more affordable.
Risk Solutions
Risk Solutions
The Hanover offers a variety of tools and resources, as well as the services of a network of preferred service providers, to help you mitigate the risks faced by businesses.
Claims
Claims
Our industry-leading claim services and 24/7 reporting help you get back to business quickly. If you ever need to make a claim, you'll be glad you have The Hanover.
Featured resources
Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.
Special programs
Count on Hanover Marine to provide solutions for all programs with similar risk needs—everything from moving and storage to jewelers block. Contact your Hanover agent today for a quote and to learn more about our Marine solutions.